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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181004 reviews)

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4.73

Based on 181,001 reviews, last reviewed 22nd Jul 2026

207% increase in 5 star reviews

in the past 90 days

257% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPalplus is amazing Ease of use and the PayPal+ really makes it worth having. It’s paid for a good few small purchases of eBay and feel like am getting something back. Reviewed on: 22nd July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181004)

Great fast service

I have used PayPal for over 15 years, I have always had great customer service. Their new rewards card is excellent as well Reviewed on: 27th May 2026

Great to use online, very safe.

Great to use online, very safe. Also easy to contact. Reviewed on: 27th May 2026

Excellent

I always find good , for me its the best way to pay Reviewed on: 27th May 2026

I always use paypal to pay for things online.

I always use paypal to pay for things online. Its easier, and a safe secure way to store my cards. So easier to pay via paypal rather than input cards everytime. The option to pay in 3 is also a bonus. Reviewed on: 27th May 2026

PayPal great to use

Easy to use so many different ways to pay, not too many emails, just relevant ones Reviewed on: 27th May 2026

Never had an issues at all.

Never had an issues at all. Brilliant app to use and excellent safe way to send money Reviewed on: 27th May 2026

Loyal paypal customer for years.

Loyal paypal customer for years. Simple and transparent. Reviewed on: 27th May 2026

Paid for my holiday on credit nice and easy and 4 mo...

Paid for my holiday on credit nice and easy and 4 months interest free Reviewed on: 27th May 2026

Winner of £1000

I like PayPal been with them a while, easy to use and feel safe using them. Thank you Reviewed on: 27th May 2026

Always good to know you can spread the cost of a pur...

Always good to know you can spread the cost of a purchase with protection too. So simple to use and acceptable at lots of places. Reviewed on: 27th May 2026

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