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PayPal: PayPal Credit reviews

4.73
Based on 181,098 reviews, last reviewed 4th Aug 2026
63% increase in 5 star reviews
in the past 90 days
89% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A good secure way. A good secure way. of shopping today@ Reviewed on: 4th August 2026
Michael Buckley's avatar
Michael Buckley

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181098)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

I'm having good experience with PayPal Credit.

4
I'm having good experience with PayPal Credit. Good options 0% interest for 4 months when it comes to the large amounts Reviewed on: 14th July 2026

Really well organised, easy to use , helpful.

5
Really well organised, easy to use , helpful. Reviewed on: 14th July 2026

The perfect system for payment!

5
Always fine them very helpful if I have queries and the system is so easy to use. I use it all the time! Reviewed on: 14th July 2026

PayPal and their Customer Service!

5
I use PayPal quite a lot to make payments and one time I had an issue with someone I made a payment to. a business to be clearer, and they helped me dispute and get my money back. 10/10 from customer service team! Reviewed on: 14th July 2026

very positive experience over the years..

5
I have had a very positive experience over the many years I’ve been using PayPal. Very convenient and easy to use. Without a doubt I highly recommend it. Reviewed on: 14th July 2026

PayPal is a unique tool

5
I find excellent responses whenever I need any help or have a question. For me it’s always excellent.PayPal is a very good tool in my hand I can benefit from, Reviewed on: 14th July 2026

Extremely convenient financing!

5
I've been using PayPal Credit for a while now, and it has made managing larger purchases so much easier. The integration is seamless at checkout, and the interest-free offers on purchases over £99 are a fantastic bonus. It’s reliable, straightforward, and highly recommended! Reviewed on: 14th July 2026

PayPal is absolutely useful.

5
PayPal is absolutely useful. I am amazed! Reviewed on: 14th July 2026

Great customer service Great products only one thing...

5
Great customer service Great products only one thing for me the goods extend the payments instant free to 4 to month payment free which would be great especially when they're all of us are on living circumstances Reviewed on: 14th July 2026

Excellent great value easy to navigate great options

5
Excellent great value easy to navigate great options Reviewed on: 14th July 2026

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