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PayPal: PayPal Credit reviews

4.90
Based on 66,368 reviews, last reviewed 15th Apr 2026
1433100% increase in 5 star reviews
in the past 90 days
4100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Been with PayPal for years always helpful Been with PayPal for years always helpful Reviewed on: 15th April 2026
Nouman 's avatar
Nouman

Latest lowest rating:

1

I want to close PayPal for good as it support evil p... I want to close PayPal for good as it support evil people. I tried several times to close the account Reviewed on: 14th April 2026
Manuela Romeo 's avatar
Manuela Romeo

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (66368)

Excellent and good value

5
Easy to use, and excellent repayment management Reviewed on: 13th June 2022

Excellent service

4
User friendly and swift response Reviewed on: 13th June 2022

Nice card with little apr

5
Good payment support, able to use for necessary needs Reviewed on: 13th June 2022

PayPal credit

5
Great service, secure payments, always handy to have credit available Reviewed on: 13th June 2022

A Godsend!

5
I love using Paypal credit to bulk buy gifts for my nieces and nephews and spreading out the costs just makes things so much easier! The process is always smooth and secure. Reviewed on: 13th June 2022

Paypal Credit is a life saver

5
I needed to book an emergency trip I hadn’t budgeted for and Paypal credit came to my rescue. Best part is that I paid back 4 months with 0% interest. Reviewed on: 13th June 2022

Protected purchases

5
I had problem with an electrical item, kept getting fobbed off by the company, so I raised a dispute with paypal and was refunded my money in about a week. Reviewed on: 13th June 2022

Great company

5
I always use Paypal when I can. It's easy to use, the customer service is great and the interest free offers make big purchases easier to manage. Reviewed on: 13th June 2022

Great service no worries always on point.

5
Nothing is to much always polite and professional. Reviewed on: 13th June 2022

Very good service

5
With PayPal credit I have been able to buy lots of items I wouldn’t have been able to pay in one go I love the 4months interest free Reviewed on: 13th June 2022

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