Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 180,913 reviews, last reviewed 17th Jul 2026
328% increase in 5 star reviews
in the past 90 days
402% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Hassle free, easy to use, informative. Hassle free, easy to use, informative. All in all a very good service. Have not experienced any drawbacks. Reviewed on: 17th July 2026
Yvonne F's avatar
Yvonne F

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026
Celebrity Gad's avatar
Celebrity Gad

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (180923)

CAN BE BETTER

4
Great experience and ease of use, dislike delay in taking payments from the bank, statement is ambiguous and atimes customer service not that great in resolution Reviewed on: 26th May 2026

Smooth Running

4
Once plan is set up all runs smoothly once Paypal knows you everything is almost automatic Reviewed on: 26th May 2026

PayPal helped me obtain a refund,

5
PayPal helped me obtain a refund, they were quick and efficient Reviewed on: 26th May 2026

Love PayPal spreads the cost of buying, couldn’t get...

5
Love PayPal spreads the cost of buying, couldn’t get by without it. Reviewed on: 26th May 2026

Pay pal is quick and easy to use once it is set up i...

5
Pay pal is quick and easy to use once it is set up it takes the risk out of online purchases and gives you peace of mind Reviewed on: 26th May 2026

Fast and easy

5
It was so easy to arrange and get the okay for, instant. Takes a lot of pressure off. Reviewed on: 26th May 2026

Simple to use excellent service would highly recommend

5
Simple to use excellent service would highly recommend Reviewed on: 26th May 2026

Quick and easy.

4
Quick and easy. PayPal is easily accessible and links to most apps to use. Reviewed on: 26th May 2026

Simple to use, and i love pay in 3

5
Simple to use, and i love pay in 3 Reviewed on: 26th May 2026

Helpful and patient

5
The operative was very helpful today, I was supported on the phone for 44 minutes. Reviewed on: 26th May 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 101109 reviews
    PayPal
  • Payments

    from PayPal 4.70 from 3855 reviews
    PayPal
  • Credit card

    from PayPal 4.67 from 124 reviews
    PayPal
    View all products