Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180915 reviews)

View other PayPal products

4.73

Based on 180,913 reviews, last reviewed 17th Jul 2026

328% increase in 5 star reviews

in the past 90 days

402% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Hassle free, easy to use, informative. Hassle free, easy to use, informative. All in all a very good service. Have not experienced any drawbacks. Reviewed on: 17th July 2026

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (180915)

Breathing space for purchases over £100

If I want to make a purchase over £100 I use PayPal credit to budget, using the four month interest free period. It’s particularly good for Christmas Reviewed on: 26th May 2026

Great app

Great app. Easy to manage your account and money. Recommend it. Reviewed on: 26th May 2026

Good but the app / customer service process can feel...

Good but the app / customer service process can feel a bit clunky Reviewed on: 26th May 2026

Life saver

Lots of option such as 0% interest for 4 months or split payment in 3 help me during tough times. Thank you Reviewed on: 26th May 2026

As a single mum Paypal credit with 0% has helped me...

As a single mum Paypal credit with 0% has helped me provide for my family. Without it I’d struggle as it makes paying thinks off much more affordable. Reviewed on: 26th May 2026

Just there when I need it,

Just there when I need it, no pressure to take more credit. Reviewed on: 26th May 2026

cant fault paypal ...

Been using paypal for many years so convenient and great customer service Reviewed on: 26th May 2026

Really good experience all good.

Really good experience all good. Reviewed on: 26th May 2026

I have been using PayPal credit for last 10 years, n...

I have been using PayPal credit for last 10 years, never had problems unresolved. Reviewed on: 26th May 2026

Very helpful and trustworthy quick at providing or s...

Very helpful and trustworthy quick at providing or sending money Reviewed on: 26th May 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Very Account
from Shop Direct 3.18 from 28 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101102 reviews
Payments
from PayPal 4.70 from 3855 reviews
Credit card
from PayPal 4.67 from 124 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub