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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 67,006 reviews, last reviewed 15th Apr 2026
1492500% increase in 5 star reviews
in the past 90 days
4200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Service is quick and secure allowing payments to be... Service is quick and secure allowing payments to be spread into more manageable chunks Reviewed on: 15th April 2026
Eileen L's avatar
Eileen L

Latest lowest rating:

1

Like the points, and how easy it is to use them on f... Like the points, and how easy it is to use them on future purchases Reviewed on: 15th April 2026
Steven Nahum's avatar
Steven Nahum
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (67007)

Very easy and useful to use

5
Came at very crucial point and was so useful and helpful! Easy repayments and very understanding! Reviewed on: 8th July 2022
Cameron Wright's avatar
Cameron Wright

Brilliant no worries

5
So easy to use and they have your back if something goes wrong Reviewed on: 8th July 2022
ian shergold's avatar
ian shergold

Simple and helpful

5
Having it gives me peace of mind for when those unexpected items are needed. Never had an issues. Reviewed on: 8th July 2022
Annie's avatar
Annie

Perfect option

5
Amazing to have PayPal credit as an option for payments, especially in these very difficult times. It makes spending a little less of a headache and with manageable rates and payment options for repayment, it’s an awesome feature! Reviewed on: 8th July 2022
A. Albert 's avatar
A. Albert

Great

5
Very reliable and easy to use. Can be easily used across various shops online Reviewed on: 8th July 2022
Julie Abbott's avatar
Julie Abbott

Great credit service

5
I love the 3-month interest-free service for purchases and paying a purchase in 3 instalments. Reviewed on: 8th July 2022
Karlo Petrov's avatar
Karlo Petrov

Better than others...

5
Better than others because I get 4 months (and sometimes more, depending on the retailer offer) interest free. Reviewed on: 8th July 2022
Neetu Kahlon's avatar
Neetu Kahlon

Great service all the time

5
Paypal makes it so easy to pay for purchases. I love that you can spread larger purchases over time and also the buyers protection. Great service Reviewed on: 8th July 2022
adenike olukoa's avatar
adenike olukoa

Accepted for once :)

4
I'm happy with PayPal Credit as one of the few lenders that would actually accept me. It has really helped me with larger purchases I can't afford outright due to being on a low NHS wage. Reviewed on: 8th July 2022
Lucy W's avatar
Lucy W

Easy to use and excellent features

5
Paypal credit is easy to use and very clear on the terms and conditions. This makes it easy to stay in control of my finances when I might need a little help with a purchase. Reviewed on: 8th July 2022
Mark Jones's avatar
Mark Jones

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