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PayPal: PayPal Credit reviews

4.90
Based on 73,891 reviews, last reviewed 17th Apr 2026
2127600% increase in 5 star reviews
in the past 90 days
5800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have always found the app easy to use. I have always found the app easy to use. Instant decision and it allows you to pay early and monitor your transactions and spending Reviewed on: 17th April 2026
Kenesha F's avatar
Kenesha F

Latest lowest rating:

1

PayPal appauling when things go wrong PayPal, in general, is good until any problems arise. PayPal buyer protection is appalling, as is the customer service and complaints process Reviewed on: 17th April 2026
AJ's avatar
AJ

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (73891)

I’ve used pay pal for years now.

5
I’ve used pay pal for years now. I find it so easy to pay things. Reviewed on: 20th May 2024

I like the app how easy it is to use

5
I like the app how easy it is to use Reviewed on: 20th May 2024

Used it many times excellent service

5
Used it many times excellent service Reviewed on: 20th May 2024

Lightening fast money transfer.

5
Lightening fast money transfer. Moving money is ultra fast and secure with PayPal. I am very impressed with their service and is trusted across the globe. Reviewed on: 20th May 2024

Easy and simple

5
Easy and simple to use .enquires answered by a knolagible advisors Reviewed on: 20th May 2024

PayPal is a really useful and intuitive app that's u...

5
PayPal is a really useful and intuitive app that's used frequently Reviewed on: 20th May 2024

They are always easy to contact if you have any ques...

5
They are always easy to contact if you have any questions or concerns about any purchase that you have made and they are friendly and helpful and understanding if you have any problems with your payments. I would highly recommend anyone to have PayPal for peace of mind when purchasing any item and PayPal Credit for any emergency purchase until your payday Reviewed on: 20th May 2024

Flexible payment option and very straightforward to...

5
Flexible payment option and very straightforward to manage Reviewed on: 20th May 2024

I use pay pal all the time for my online shopping fo...

5
I use pay pal all the time for my online shopping for and for sending payments to friends and family I always feel that the payments are secure and safe Reviewed on: 20th May 2024

Provided a quick and simple credit solution without...

5
Provided a quick and simple credit solution without any fuss. The free interest period was especially helpful. Will definitely use again. Reviewed on: 20th May 2024

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