Smart Money People Logo

PayPal: PayPal Credit reviews

4.90
Based on 76,873 reviews, last reviewed 19th Apr 2026
2402900% increase in 5 star reviews
in the past 90 days
6900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent service PayPal is an excellent source for people who are unable to pay the full amount in one go. It’s flexible and realistic. I would most definitely recomme... Read more Reviewed on: 19th April 2026
Lauren's avatar
Lauren

Latest lowest rating:

2

Not transparent at all. Not transparent at all. Vague statements, suspicious disconnects from customer support, Reviewed on: 19th April 2026
Greg W's avatar
Greg W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (76873)

Helpful and efficient

5
Always efficient and helpful resolving my issue and keeping updated and ensuring I was happy Reviewed on: 27th May 2024

paypal is easy and fast to use.

5
paypal is easy and fast to use. would like to have option to pay by paypal on amazon Reviewed on: 27th May 2024

Very easy to use and pay.

5
Very easy to use and pay. Had been using since last few years and never been a problem. I also like 3 interest free payment Reviewed on: 27th May 2024

Years of great service, couldn't be happier.

5
I have used paypal for many years and more recently utilised paypal credit and I have always enjoyed the service and how fluid and manageable it is. Wouldn't use any other payment company. Reviewed on: 27th May 2024

Amazing and easy to use.

5
Amazing and easy to use. A whole lot easy to keep track of than credit cards Reviewed on: 27th May 2024

It’s easy to use and the direct debit makes payments...

5
It’s easy to use and the direct debit makes payments easy too. Reviewed on: 27th May 2024

great flexible credit.

5
great flexible credit. Easy to use on a variety of online stores. Reviewed on: 27th May 2024

Easy and convenient to use.

5
Easy and convenient to use. Love the pay in three and the pay later options Reviewed on: 27th May 2024

Love Paypal wouldn’t use anything else

5
Love pay pal I really do I use it for everything, no matter how small or large the payment I always feel safe n secure Reviewed on: 27th May 2024

best of the best

5
Great service for when in need 10/10 Reviewed on: 27th May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Open

    from PayPal 5.00 from 4 reviews
    PayPal
  • Pay in 3

    from PayPal 4.93 from 35056 reviews
    PayPal
  • Credit card

    from PayPal 4.92 from 63 reviews
    PayPal
    View all products