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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180908 reviews)

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4.73

Based on 180,897 reviews, last reviewed 16th Jul 2026

342% increase in 5 star reviews

in the past 90 days

411% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use and very user friendly Easy to use and very user friendly Reviewed on: 16th July 2026

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (180908)

It’s just easier and smooth to send, pay and receive...

It’s just easier and smooth to send, pay and receive money Reviewed on: 26th May 2026

The customer service is very helpful and aids in any...

The customer service is very helpful and aids in any issues. Would highly recommend for this reason! Reviewed on: 26th May 2026

Always easy to set up and deal with

Always easy to set up and deal with Reviewed on: 26th May 2026

Easy to use platform, good security features, not tr...

Easy to use platform, good security features, not trying to rip you off. Reviewed on: 26th May 2026

Excellent

I have used PayPal for years, it's a very efficient, reliable way to pay for products, especially when purchasing items online. Reviewed on: 26th May 2026

PayPal customer services

I have been a customer of PayPal for many years i find them really polite and they work to an high standard to sort things out if you have a problem I would recommend them 100 percent Reviewed on: 26th May 2026

I enjoy the security of paying through Paypal.

I enjoy the security of paying through Paypal. I have had issues with sellers and raised it through the resolution centre which is straight forward and the customer service has been excellent. The PayPal pay in 3 feature is a favourite for myself for making larger purchases. I have recently been offered paypal credit, also a nice safety net. Reviewed on: 26th May 2026

Simple and easy to use, can often get 0% options to...

Simple and easy to use, can often get 0% options to spread money further at no additional cost which helps significantly in the current climate Reviewed on: 26th May 2026

Secure Payments and Outstanding Customer Support

Using a PayPal credit card has consistently provided a secure and reliable payment experience. The platform’s advanced security features, including encryption and fraud monitoring, help protect personal and financial information during every transaction. This gives users confidence when shopping online, especially with unfamiliar retailers. One of the standout benefits is PayPal’s Buyer Protection program. In situations involving unauthorized charges or issues with purchased items, the resolution process is straightforward and efficient. Customer service representatives are responsive, professional, and committed to resolving disputes fairly and quickly. Communication throughout the claims process is clear, and updates are provided in a timely manner, which helps reduce stress for customers. Overall, PayPal credit cards combine strong security measures with dependable customer support, making them an excellent choice for safe and convenient online purchasing. Reviewed on: 26th May 2026

My personal Paypal experience

Used PayPal regularly for personal online purchases, subscription payments, and international transactions. Experienced in managing secure payments, tracking order activity, resolving transaction issues through the Resolution Center, and communicating with sellers to ensure smooth and reliable purchases Reviewed on: 26th May 2026

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