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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (74049 reviews)

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4.90

Based on 74,049 reviews, last reviewed 17th Apr 2026

2141900% increase in 5 star reviews

in the past 90 days

6100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Seamless, easy to keep track of spending and chat to... Seamless, easy to keep track of spending and chat to agents when needed Reviewed on: 17th April 2026

Latest lowest rating:

1

Scammed 3 times by the same scammer Got scammed three times in three transactions from the same seller. PayPal would only refund one. Leaving me £200 out of pocket even though it’s clea... Read more Reviewed on: 17th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (74049)

The perfect credit company.

I’ve never had a problem with a transaction when using PayPal. Sellers know that what they offer must be right. Over the many many years I’ve been using PayPal Iif I remember correctly there may have been 3 times where I had to ask PayPal to step in and help. Every time they did the situation was resolved quickly and fairly. I just with they offered an actual plastic credit card for the general public and not just businesses. Reviewed on: 21st May 2024

The process it’s straight forward , easy to use

The process it’s straight forward , easy to use Reviewed on: 21st May 2024

A Fair Time Frame.

All cases are attended promptly and at a given time frame. Bravo. Reviewed on: 21st May 2024

It’s easy and great.

It’s easy and great. Even better know with curve Reviewed on: 21st May 2024

It’s worth it using PayPal app in purchasing and tra...

It’s worth it using PayPal app in purchasing and transactions Reviewed on: 21st May 2024

Great service and great value.

Great service and great value. Very easy to use and would definitely recommend using PayPal to everyone Reviewed on: 21st May 2024

Easy and secure transaction.

Easy and secure transaction. Confirmed by email whenever I paid. Reviewed on: 21st May 2024

Always had a positive experience with PayPal, PayPal...

Always had a positive experience with PayPal, PayPal credit is great for when you need to make a purchase but don’t have the funds. Reviewed on: 21st May 2024

PayPal credit

PayPal is a fantastic way of paying for things online on credit, the interest rate isn't that high and it's fast and efficient Reviewed on: 21st May 2024

Excellent

Always deals with issues quickly and professionally.. I feel very safe and re-assured using PayPal. Reviewed on: 21st May 2024

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