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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180906 reviews)

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4.73

Based on 180,897 reviews, last reviewed 16th Jul 2026

342% increase in 5 star reviews

in the past 90 days

411% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use and very user friendly Easy to use and very user friendly Reviewed on: 16th July 2026

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (180906)

They make everything so easy, app us a dream to use,...

They make everything so easy, app us a dream to use, no stress Reviewed on: 26th May 2026

I've used PayPal credit and it's a breeze.

I've used PayPal credit and it's a breeze. Super easy to setup, easy to manage via the app and really favourable terms. A really really good option when you're in a pinch and need a little extra help! Reviewed on: 26th May 2026

An efficient site to use.

An efficient site to use. I appreciate the how easy the website and app are to navigate. The added security is what makes me come back time and again. Reviewed on: 26th May 2026

Easy to use and simple to fix issues.

Easy to use and simple to fix issues. Reviewed on: 26th May 2026

Overall a great experience

Overall a great experience, app is very easy to use and functional without being complicated. More flexible finance options would be good similar to what Klarna now offer. Reviewed on: 26th May 2026

never had any problems really and if needed help the...

never had any problems really and if needed help they are easy to talk to Reviewed on: 26th May 2026

PayPal has been my best friend in online shopping.

PayPal has been my best friend in online shopping. Easy, fast, and secure. Reviewed on: 26th May 2026

Easy and convenient with all the options to hand for...

Easy and convenient with all the options to hand for any purchase. Reviewed on: 26th May 2026

Josh’s Review

I also found the credit service handy when i was short on cash, however i feel like the risks to paying for things on credit should be made clearer, especially to young people and first time users. Reviewed on: 26th May 2026

Been using for years!

Been using for years! Easy and straightforward Reviewed on: 26th May 2026

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