Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180905 reviews)

View other PayPal products

4.73

Based on 180,897 reviews, last reviewed 16th Jul 2026

342% increase in 5 star reviews

in the past 90 days

411% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use and very user friendly Easy to use and very user friendly Reviewed on: 16th July 2026

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (180905)

Great experiences with paypal credit

I have had no bad experiences so far with paypal credit and would definitely recommend them to friends and family in the future. They have made my life so much easier with the services they provide. Reviewed on: 26th May 2026

Easy to apply and use.

Easy to apply and use. Great communication Reviewed on: 26th May 2026

Simple and convenient with great customer service

Simple and convenient with great customer service Reviewed on: 26th May 2026

I’m happy with my service, I’ve had no reason to con...

I’m happy with my service, I’ve had no reason to contact PayPal Reviewed on: 26th May 2026

I find it really useful and I trust PayPal as I've u...

I find it really useful and I trust PayPal as I've used it for years. Reviewed on: 26th May 2026

On the whole a very good experience

On the whole a very good experience Reviewed on: 26th May 2026

Always an easy experience

Always an easy experience using PayPal, if I choose I can use the pay in 4 months option and pay off each month with no interest. Easy to use app is great too. Reviewed on: 26th May 2026

I find the pay in three goes excellent.

I find the pay in three goes excellent. Reviewed on: 26th May 2026

Always efficient service

Always efficient … happy to help Reviewed on: 26th May 2026

Life is easier with PayPal

I have been using PayPal for over 20 years and never had an issue. Pay in 3 and the credit option is excellent for budgeting. For large purchases I prefer the companies who gives interest free options with PayPal and it makes life easy Reviewed on: 26th May 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Novuna Personal Finance 4.73 from 173 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101097 reviews
Payments
from PayPal 4.70 from 3855 reviews
Credit card
from PayPal 4.67 from 124 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub