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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 74,421 reviews, last reviewed 17th Apr 2026
2176900% increase in 5 star reviews
in the past 90 days
6200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

great, just does what i need so very happy great, just does what i need so very happy Reviewed on: 17th April 2026
Elle C's avatar
Elle C

Latest lowest rating:

1

Late payment processing or bill payment Late payment processing or bill payment Reviewed on: 17th April 2026
Jayapriyan M's avatar
Jayapriyan M
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (74421)

Great deals

5
Always have good deals so you can often get 0% apr Reviewed on: 21st May 2024
Simon Cook's avatar
Simon Cook

Really handy, easier than using a card

5
Really handy, easier than using a card Reviewed on: 21st May 2024
Emma's avatar
Emma

Very good

5
Always have a very good experience whenever I use PayPal credit and feel very protected and in control. Reviewed on: 21st May 2024
Elizabeth J's avatar
Elizabeth J

Excellent service no problem a pleasure to use

5
Excellent service no problem a pleasure to use Reviewed on: 21st May 2024
Amanda 's avatar
Amanda

Simple set up process for credit.

5
Simple set up process for credit. Reviewed on: 21st May 2024
Nigel's avatar
Nigel

Super Easy and Manageable

4
PayPal was very easy to set up and makes paying through lager payments much more streamlined and less stressful. I think when used responsibly the app is perfect for those looking to spread out their purchases! Reviewed on: 21st May 2024
Morg's avatar
Morg

Always had a better service, promising and excellent...

5
Always had a better service, promising and excellent customer services Reviewed on: 21st May 2024
F s's avatar
F s

I enjoy using the service and it helps me giving mor...

5
I enjoy using the service and it helps me giving more time to pay for things Reviewed on: 21st May 2024
Simon B's avatar
Simon B

In the last 3 years I have made many orders, I am ve...

5
In the last 3 years I have made many orders, I am very pleased. Reviewed on: 21st May 2024
Maria R's avatar
Maria R

Paypal Credit is a GAMECHANGER!!

5
Paypal Credit has been an absolute lifesaver for my wife and I!! We use it to help maintain a steady credit profile whilst getting to reap the benefits of having that extra bit of cash on the side for those unexpected purchases or spontaneous trips. Fantastic customer service and never any problems! I have stopped using my Barclaycard and now manage my credit using Paypal!! Reviewed on: 21st May 2024
Aaron J's avatar
Aaron J

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