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PayPal: PayPal Credit reviews

4.73
Based on 180,897 reviews, last reviewed 16th Jul 2026
342% increase in 5 star reviews
in the past 90 days
411% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use and very user friendly Easy to use and very user friendly Reviewed on: 16th July 2026
Jason Garton's avatar
Jason Garton

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026
Celebrity Gad's avatar
Celebrity Gad

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (180905)

Never had a bad experience with PayPal, highly recom...

5
Never had a bad experience with PayPal, highly recommend Reviewed on: 26th May 2026

Great payment method

5
Perfect for when paying of items, easy to understand and log in. Lots of plaves access it as payment Reviewed on: 26th May 2026

Paypal Credit helped me learn about money

5
Paypal Credit has helped me learn how to increase my credit limit and has provided me with help and support when necessary. This feature has helped me stay on stop of payments and become more responsible with money. Reviewed on: 26th May 2026

Long time user with nothing but positive thoughts.

5
I have used PayPal since the early 2000s and its credit product for close to 10 years now. I use it as my primary method of purchasing goods online. The 4 months 0% finance product provides a fantastic way to purchase goods. As an example clothing normally needs a range of sizes. The finance option and interest free period allows me to avoid interest fees for items returned and where the merchant policies result in slow return of funds. I also like the flexibility the financing provides for all other purchases, it really is my default. Finally I love using PayPal for the ease of transactions on the majority of websites with the click to pay feature. One login provides me a platform for payment and as a bonus keeps my card details secure behind the PayPal platform when ordering online. Really is unbeatable! Reviewed on: 26th May 2026

Paypal support

5
Whenever I have had a dispute with aseller Reviewed on: 26th May 2026

I had a excellent customer service with paypal

5
I had a excellent customer service with paypal Reviewed on: 26th May 2026

Easy to understand and quick to use.

5
Easy to understand and quick to use. Very helpful customer service when needed. Feel that my money is safe and secure. Reviewed on: 26th May 2026

Great way to spread payments and safe to use

5
Great way to spread payments and safe to use Reviewed on: 26th May 2026

PayPal credit is great sign-up

5
PayPal credit has always been beneficial to me when I've needed to use it, I've been using it for the last 6+ years and not had any problems Reviewed on: 26th May 2026

I've been using PayPal for over 15 years.

5
I've been using PayPal for over 15 years. And I've never been disappointed. I recommend it. Reviewed on: 26th May 2026

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