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PayPal: PayPal Credit reviews

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4.90
Based on 74,573 reviews, last reviewed 17th Apr 2026
2191200% increase in 5 star reviews
in the past 90 days
6200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is very user friendly I have been using PayPal for many years it has always been very easy and straightforward to use and to obtain credit or pay for my things. Reviewed on: 17th April 2026
Omesh 's avatar
Omesh

Latest lowest rating:

1

Late payment processing or bill payment Late payment processing or bill payment Reviewed on: 17th April 2026
Jayapriyan M's avatar
Jayapriyan M
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (74573)

Easy to use

5
I often use PayPal pay in three with 0% finance and it is straightforward. I use PayPal to pay online as it is safe. The app is easy to keep track of my spending and when I have needed to speak to a human it is easy Reviewed on: 22nd May 2024
Teresa's avatar
Teresa

It is a convenient way to spread the cost of payments

5
It is a convenient way to spread the cost of payments, which is widely accepted and secure Reviewed on: 22nd May 2024
Matthew S's avatar
Matthew S

Pay pal we're there when I needed help.

5
Pay pal we're there when I needed help. With extremely affordable credit, that really helped with getting me what I needed when I needed it. Reviewed on: 22nd May 2024
Theo F's avatar
Theo F

Best app I have used ever before.

5
Best app I have used ever before. Reviewed on: 22nd May 2024
Harshil's avatar
Harshil

I have had an excellent experience with PayPal credi...

5
I have had an excellent experience with PayPal credit and I’ve used it a lot Reviewed on: 22nd May 2024
Andrew M's avatar
Andrew M

Easy to pay for items in installments.

5
Easy to access. Makes it a better experience to pay for higher priced goods in installments. Reviewed on: 22nd May 2024
Michael N's avatar
Michael N

Just an easy convienient way to pay for larger purch...

5
Just an easy convienient way to pay for larger purchases Reviewed on: 22nd May 2024
Richard F's avatar
Richard F

Very easy and affordable to use when it comes to the...

5
Very easy and affordable to use when it comes to the PayPal credit it gives you more time to pay, stress free, very secure payment option too Reviewed on: 22nd May 2024
Patann 's avatar
Patann

Love it, easy to use, helps me spread the cost and k...

5
Love it, easy to use, helps me spread the cost and keep in control. Reviewed on: 22nd May 2024
Julia C's avatar
Julia C

PayPal credit absolutely the best.

5
I really enjoy using PayPal credit, it gives me enough time to pay back. Reviewed on: 22nd May 2024
Dejavu D's avatar
Dejavu D

Review PayPal: PayPal Credit now

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