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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (74699 reviews)

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4.90

Based on 74,698 reviews, last reviewed 17th Apr 2026

2202600% increase in 5 star reviews

in the past 90 days

6200% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Excellent. Excellent. Easy to use, seamless service Reviewed on: 17th April 2026

Latest lowest rating:

1

Late payment processing or bill payment Late payment processing or bill payment Reviewed on: 17th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (74699)

I've been using it for years totally hassle free.

I've been using it for years totally hassle free Reviewed on: 22nd May 2024

Amazing, PayPal credit saved my bacon when nothing e...

Amazing, PayPal credit saved my bacon when nothing else did. I am a big and grateful fan Reviewed on: 22nd May 2024

PayPal gives you extra security for online purchases.

PayPal gives you extra security for online purchases. Whilst I have only had to dispute a purchase once, PayPal acted swiftly in ensuring I was refunded by the supplier. Reviewed on: 22nd May 2024

I’ve used PayPal for years only had one thing which...

I’ve used PayPal for years only had one thing which was when I had a pay in 4months intrest free then got a 12 monthly all payments made only come off the 12month so obviously couldn’t pay the other in time Reviewed on: 22nd May 2024

I started using pay pal credit to get my career off...

I started using pay pal credit to get my career off the ground, it has helped me to get a head start in an industry which can be very expensive to get into. Without paypal credit I wouldn’t have been able to split costs of expensive items that I couldn’t afford to pay for in a one off payment. Reviewed on: 22nd May 2024

Excellent service and so handy to use when you are a...

Excellent service and so handy to use when you are a little short,especially for me...... Reviewed on: 22nd May 2024

Would not use any other payment service except PayPal.

Always easy to use and understand. The best application offering flexibility and choices for payments and spreading the budget. Always secure and well documented. Updates snd information blear and concise. Reviewed on: 22nd May 2024

Easy to use everywhereeasy simple to use and secure

Easy to use everywhere simple to use and secure Reviewed on: 22nd May 2024

Brilliant and easy to use,My new favourite is the pa...

Brilliant and easy to use,My new favourite is the pay in 3 Reviewed on: 22nd May 2024

It’s easily accessible and helpful for purchasing

It’s easily accessible and helpful for purchasing Reviewed on: 22nd May 2024

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