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PayPal: PayPal Credit reviews

4.90
Based on 74,791 reviews, last reviewed 18th Apr 2026
2211500% increase in 5 star reviews
in the past 90 days
6200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Paypal Credit Paypal credit is so easy to use, you get a free card accepted anywhere you can use mastercard (great if paypal is not an option to pay for your goods)... Read more Reviewed on: 18th April 2026
John E's avatar
John E

Latest lowest rating:

1

Late payment processing or bill payment Late payment processing or bill payment Reviewed on: 17th April 2026
Jayapriyan M's avatar
Jayapriyan M

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (74791)

Simple and suits payment plan

5
Quick, easy to apply for and payment plan suits Reviewed on: 22nd May 2024

It’s good when you don’t have physical money to send

5
It’s good when you don’t have physical money to send Reviewed on: 22nd May 2024

You guys are not doing anything differently, some w...

5
You guys are not doing anything differently, some work can help Reviewed on: 22nd May 2024

good service would recommend very reliable

5
good service would recommend very reliable Reviewed on: 22nd May 2024

App is very easy to use & navigate

5
App is very easy to use & navigate Reviewed on: 22nd May 2024

Simple to use

5
So easy to use to buy anything and used on most online payments Reviewed on: 22nd May 2024

Paypal is one of my favourite services for buying an...

5
Paypal is one of my favourite services for buying and selling. It is easy to use and 100% safe. Also it provides credit options that you wouldn't find anywhere else. I would highly recommend paypal to everybody. Reviewed on: 22nd May 2024

Anything and everything I need to pay for via PayPal...

5
Anything and everything I need to pay for via PayPal is always extremely easy. Love it. Never had any problems when being reimbursed wish I could pay for more things via PayPal such as flights and fuel. Reviewed on: 22nd May 2024

Allows me spread larger payments often interest free

5
Allows me spread larger payments often interest free Reviewed on: 22nd May 2024

Excellent Service Support

5
I was optimistic taking Credit from PayPal, since I had a terrible experience in the past via Ebay sales. My PayPal account was hacked. Now, I'm glad I made the choice as PayPal services are way beyond improved! I'm having a great support throughout! Reviewed on: 22nd May 2024

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