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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180904 reviews)

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4.73

Based on 180,897 reviews, last reviewed 16th Jul 2026

342% increase in 5 star reviews

in the past 90 days

411% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use and very user friendly Easy to use and very user friendly Reviewed on: 16th July 2026

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (180904)

I bought many items with the help of pay pal credit.

I bought many items with the help of pay pal credit.very useful Reviewed on: 26th May 2026

Easy to use app and manage account.

Easy to use app and manage account. Reviewed on: 26th May 2026

I like using PayPal Credit because it makes managing...

I like using PayPal Credit because it makes managing purchases much more flexible and convenient. The option to spread payments over time, especially with interest-free periods on larger purchases, helps me budget more effectively without feeling pressured to pay everything upfront. It’s also seamlessly integrated into the checkout process, which saves time and makes online shopping smoother. On top of that, the added layer of buyer protection gives me extra confidence when making purchases, knowing that there’s support if something goes wrong. Overall, it combines ease, flexibility, and security in a way that really suits my financial habits Reviewed on: 26th May 2026

Simple, quick and easy.

Simple, quick and easy. Never had any issues and the lack of interest for the first few months is amazing. Reviewed on: 26th May 2026

Very straight forward easy to use very simple to kee...

Very straight forward easy to use very simple to keep track of Reviewed on: 26th May 2026

The 0% interest for 4 months is a life saver...

The 0% interest for 4 months is a life saver Reviewed on: 26th May 2026

One of th best app ever, been customer from last mor...

One of th best app ever, been customer from last morebthen 15 years Reviewed on: 26th May 2026

they are very helpful when you need to speak to them

they are very helpful when you need to speak to customer services and very clear Reviewed on: 26th May 2026

Ok just be careful

It's good but you don't get told that you need to make a payment so I went over. I found it impossible to set up a dd so won't use again unless I really need too Reviewed on: 26th May 2026

Very easy to use worldwide, transferring money over...

Very easy to use worldwide, transferring money over accounts can be done in simple sequences. Moreover, PayPal is a safe and accepted payment method while travelling. Controlling your finances in your pocket feels your in control, less money anxiety!! Reviewed on: 26th May 2026

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