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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180872 reviews)

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4.73

Based on 180,864 reviews, last reviewed 16th Jul 2026

368% increase in 5 star reviews

in the past 90 days

453% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Fabulous app Really easy app to use and easy to sort out any problems. Reviewed on: 16th July 2026

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (180874)

Convenient way to transfer money

Convenient way to transfer money. Exchange rate could be a lot more favourable though! Reviewed on: 26th May 2026

Always been able to supply me with help when needed...

Always been able to supply me with help when needed for transactions and always easy to see what is going on with my money and who sent me what or what I’ve spent! Reviewed on: 26th May 2026

I've been with PayPal a long time and never had any...

I've been with PayPal a long time and never had any issues.easy to use.always helped when getting money back from sellers on eBay if I've had issues.and now with a debit card it's even better as you can now use PayPal in shops not just online Reviewed on: 26th May 2026

PayPal is amazing

Easy to use with different payment options available Reviewed on: 26th May 2026

Would recommend

Always easy to use and if ever there is an issue customer service are happy to help and get the issue resolved in a timely manner Reviewed on: 26th May 2026

Extremely fair interest rates.

Extremely fair interest rates. Super convenient. And having 4 months interest free is a brilliant way to have credit. It has made larger and even regular purchases easier to handle. Reviewed on: 26th May 2026

Great Credit Facility

I've been with PayPal Credit for years and find it way better than using my Credit Card. So simple to make payments and everything is easy to use on the website an in the app. The only thing I would say to make it better is for PayPal to take payments faster from my accounts as they seem to take a few days to deduct the money which is a little annoying, Otherwise, this is a great credit facility and I am very happy with PayPal Credit. Reviewed on: 26th May 2026

The customer service is great.

The customer service is great. PayPal is my go to for making purchases Reviewed on: 26th May 2026

Good experience

Always had a good experience with PayPal any problem I have had was resolved quickly Reviewed on: 26th May 2026

Use this service to enable me to spread costs of exp...

Use this service to enable me to spread costs of expensive items without charge nor interest Reviewed on: 26th May 2026

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