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PayPal: PayPal Credit reviews

4.73
Based on 180,850 reviews, last reviewed 15th Jul 2026
393% increase in 5 star reviews
in the past 90 days
465% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

My PayPal experience I use PayPal for most of my transactions and online shopping. It's reliable, easy to use and helpful. Reviewed on: 15th July 2026
A V's avatar
A V

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026
Celebrity Gad's avatar
Celebrity Gad

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (180857)

The whole process is very simple

5
The whole process is very simple Reviewed on: 26th May 2026

Mr C nicol

5
Very quick & easy to use, excellent customer service Reviewed on: 26th May 2026

It’s easy to use

5
It’s easy to use and you can keep track on the app. I have the debit card as well which is very handy. Reviewed on: 26th May 2026

Great payment app, the best I've used

5
Great payment app, the best I've used Reviewed on: 26th May 2026

Flexible credit, easily accessed

5
Flexible credit, easily accessed Reviewed on: 26th May 2026

Fantastic easy to access

5
Fantastic easy to access, helping to make memories with my family Reviewed on: 26th May 2026

Reliable

4
The enttire experiemce has always been 'Stressfree' Reviewed on: 26th May 2026

add more debt on shoulder , but temp solution

5
add more debt on shoulder , but temp solution Reviewed on: 26th May 2026

Pretty happy with PayPal,

5
Pretty happy with PayPal, kept me at a good limit, meaning I can keep in control of my finances and with the recent card addition straight to my Apple wallet means I have it there in case of an emergency Reviewed on: 26th May 2026

I feel safe in every way when I pay by PayPal.

5
I feel safe in every way when I pay by PayPal. Always confident with my transactions and know I can always depend on PayPal to sort any problems I may have. Thank you. Reviewed on: 26th May 2026

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