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PayPal: PayPal Credit reviews

4.73
Based on 180,850 reviews, last reviewed 15th Jul 2026
393% increase in 5 star reviews
in the past 90 days
465% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

My PayPal experience I use PayPal for most of my transactions and online shopping. It's reliable, easy to use and helpful. Reviewed on: 15th July 2026
A V's avatar
A V

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026
Celebrity Gad's avatar
Celebrity Gad

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (180857)

Excellent easy to use.

5
Excellent easy to use. User friendly, up to date. Reviewed on: 26th May 2026

my personal experience very good i like all time pay...

5
my personal experience very good i like all time paypal i recommended all my friends Reviewed on: 26th May 2026

Easy to use, handy, and loving the new loyalty point...

5
Easy to use, handy, and loving the new loyalty points system. Reviewed on: 26th May 2026

Great Company

5
Easy to use and can resolve issues quickly without any fuss. Keep you updated on any new services that become available and also inform you of when you payments are due even showing monthly amount to pay. Reviewed on: 26th May 2026

Easy to use, any proble.

5
Easy to use, any proble.s I e had or refunds are done quickly Reviewed on: 26th May 2026

Always know my money is secure.

5
Always know my money is secure. Safe from fraudsters. There's plenty of ways to save or invest as well Reviewed on: 26th May 2026

Very accessible and easy to use.

5
Easy to arrange. Flexible payment options. Good customer service I like that I get updates on my purchases as part of the service and also that my payments are secure. PayPal makes online shopping a lot easier. Reviewed on: 26th May 2026

Easy no fuss service

5
I recently used this credit card service and was genuinely impressed by how easy and stress-free the entire process was from start to finish. Everything was straightforward, clearly explained, and handled efficiently without any unnecessary complications or delays. The application process was simple, communication was prompt, and the customer service team was friendly, professional, and always willing to help whenever I had a question. What stood out most was how smooth and hassle-free the experience felt compared to other services I’ve used in the past. There was no confusing paperwork, no constant back-and-forth, and no hidden surprises along the way. The whole process was designed to be convenient and user-friendly, which made things much easier and saved me a lot of time. Overall, I would definitely recommend this credit card service to anyone looking for a reliable, efficient, and no-fuss experience. It’s refreshing to deal with a company that values simplicity, good customer support, and making the process as seamless as possible for its customers. Reviewed on: 26th May 2026

Thank you PayPal!!

5
I use PayPal all the time for a sale way to checkout. I also find the credit and pay in 3 feature makes some higher priced items more accessible to me. Thank you PayPal! Reviewed on: 26th May 2026

Very happy with PayPal services!

5
Very happy with PayPal services! Reviewed on: 26th May 2026

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