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PayPal: PayPal Credit reviews

4.73
Based on 180,808 reviews, last reviewed 15th Jul 2026
443% increase in 5 star reviews
in the past 90 days
502% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I just the the flexibility with the credit I just the the flexibility with the credit Reviewed on: 15th July 2026
Charlie f's avatar
Charlie f

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026
Celebrity Gad's avatar
Celebrity Gad

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (180846)

Great service

5
Very pleased with service and helped with my purchase of item which I would not been able to purchase if it wasn't for paypal credit Reviewed on: 25th May 2026

Best way to use and pay friends and retailers

5
Best way to use and pay friends and retailers Reviewed on: 25th May 2026

Has been a good send so easy to use.

5
Has been a good send so easy to use. Reviewed on: 25th May 2026

PayPal offers great financed options and it’s very u...

5
PayPal offers great financed options and it’s very user friendly, easy to use Reviewed on: 25th May 2026

Very flexible, reliable and efficient company.

5
Very flexible, reliable and efficient company. Reviewed on: 25th May 2026

I love PayPal Credit

5
I use PayPal Credit more than any other credit provider. It’s main benefits that I appreciate are 4 months interest free on many purchases and consumer protection Reviewed on: 25th May 2026

Simply quality helps in so many small ways

5
Simply quality helps in so many small ways Reviewed on: 25th May 2026

Simple, Flexible, and Reliable Credit Option

5
PayPal Credit has been easy to use and very convenient for spreading the cost of purchases. Clear terms, quick checkout, and smooth integration with PayPal make it a reliable option. No issues so far very satisfied overall. Reviewed on: 25th May 2026

Easy to use and widely accessible

5
Easy to use and widely accessible Reviewed on: 25th May 2026

Good rates.

5
Good rates. They have good rates Reviewed on: 25th May 2026

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