Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 180,808 reviews, last reviewed 15th Jul 2026
443% increase in 5 star reviews
in the past 90 days
502% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I just the the flexibility with the credit I just the the flexibility with the credit Reviewed on: 15th July 2026
Charlie f's avatar
Charlie f

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026
Celebrity Gad's avatar
Celebrity Gad

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (180847)

Speedy affectionateservice

4
Speedy quick service there is a easy payments and terms for paypal credit and easy transfer payment options Reviewed on: 25th May 2026

Good I found easy to use but it is very difficult to...

5
Good I found easy to use but it is very difficult to use on my phone Reviewed on: 25th May 2026

Great for short term transactions

5
PayPal credit is great for short term transactions (0% for 4 months), as a pick me up at the end of the month. You can also get an actual credit card to make payment in addition to online payments via PayPal which is super useful. They inform you when your repayments are due so you're never caught out. Reviewed on: 25th May 2026

Recommended

5
Very simple to use, quick to get installments , better then other providers to be honest. Reviewed on: 25th May 2026

Love the Paypal plus, I use it as my default...

5
Love the Paypal plus, I use it as my default card Reviewed on: 25th May 2026

Everything good and excellent.

5
Everything good and excellent. I’m happy Reviewed on: 25th May 2026

Love the pay in 3 and credit with 4 months interest...

5
Love the pay in 3 and credit with 4 months interest free options Reviewed on: 25th May 2026

Fantastic service, have used for many years

5
Fantastic service, have used for many years Reviewed on: 25th May 2026

Nice, I like it, it's normal.

3
Nice, I like it, it's normal. I don't have much experience. Reviewed on: 25th May 2026

100% service and customer support

5
Always had excellent experiences and help to sort any problems that have occurred. 100% customer service and support Reviewed on: 25th May 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 101048 reviews
    PayPal
  • Payments

    from PayPal 4.70 from 3855 reviews
    PayPal
  • Credit card

    from PayPal 4.67 from 124 reviews
    PayPal
    View all products