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PayPal: PayPal Credit reviews

4.73
Based on 180,850 reviews, last reviewed 15th Jul 2026
393% increase in 5 star reviews
in the past 90 days
465% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

My PayPal experience I use PayPal for most of my transactions and online shopping. It's reliable, easy to use and helpful. Reviewed on: 15th July 2026
A V's avatar
A V

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026
Celebrity Gad's avatar
Celebrity Gad

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (180853)

Excellent

5
Was very good and i was impressed about the service Reviewed on: 25th May 2026

Always accessible and easy to use.

5
Always accessible and easy to use. Use both credit, payment plans and immediate payments. Never had any issues. Reviewed on: 25th May 2026

Excellent service

5
Excellent service, very handy and secure Reviewed on: 25th May 2026

Fast efficient easy to work with great value

5
Fast efficient easy to work with great value Reviewed on: 25th May 2026

It is easy and convenient to use PayPal instead of b...

5
It is easy and convenient to use PayPal instead of bank card to pay for online shopping. You feel a sense of security while paying with PayPal. I have been using PayPal for long long time Reviewed on: 25th May 2026

A Long-Time Customer’s Excellent Experience With PayPal

5
I’ve been using PayPal since 2008, and honestly, my experience has been excellent throughout the years. I’ve never had any major issues with the company, and whenever I needed help, their customer service team was always professional, helpful, and quick to resolve things. I also appreciate the security and peace of mind PayPal provides. I’ve always felt safe using the platform for online purchases and payments. PayPal Credit has been especially helpful for me over the years. It has genuinely saved me a couple of times, from booking travel tickets when needed to handling larger purchases for important occasions. Having that flexibility made a big difference. Overall, PayPal has provided reliable and excellent service for a very long time. As a long-time customer, I highly recommend them. Reviewed on: 25th May 2026

Uses PayPal credit for a few years now!

5
Uses PayPal credit for a few years now! Never had an issue. Easy way to spread the cost. Reviewed on: 25th May 2026

Great Service

5
Using PayPal for quite some time now and so far it’s been working great for me. Reviewed on: 25th May 2026

I like that it is a safe way to purchase.

5
I like that it is a safe way to purchase. Reviewed on: 25th May 2026

When paying by PayPal I feel protected.

5
When paying by PayPal I feel protected. Reviewed on: 25th May 2026

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