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PayPal: PayPal Credit reviews

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4.90
Based on 67,006 reviews, last reviewed 15th Apr 2026
1492500% increase in 5 star reviews
in the past 90 days
4200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Service is quick and secure allowing payments to be... Service is quick and secure allowing payments to be spread into more manageable chunks Reviewed on: 15th April 2026
Eileen L's avatar
Eileen L

Latest lowest rating:

1

Like the points, and how easy it is to use them on f... Like the points, and how easy it is to use them on future purchases Reviewed on: 15th April 2026
Steven Nahum's avatar
Steven Nahum
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (67007)

PayPal credit

5
I absolutely love PayPal credit and use it quite often to be honest When my work pays me wrong pay and I don’t have enough money in my account I can use PayPal credit to pay for things and it makes things so much easier for me Reviewed on: 8th July 2022
Ray's avatar
Ray

Easy to use, no issues

5
I love using PayPal credit. It’s easy to use, and practical. I also pay it back straight away and feel at ease. Reviewed on: 8th July 2022
Elandamaria Skins's avatar
Elandamaria Skins

Fantastic

5
Paypal has been an absolute life saver when it comes to Christmas birthdays wedding. Completely saved the day countless times. Reviewed on: 8th July 2022
Lorri's avatar
Lorri

Convenient and easy

4
Just so easy to use at your convenience when needed especially in these times Reviewed on: 8th July 2022
Michelle 's avatar
Michelle

Easy to use

5
PayPal is very easy to use and makes payment very easy. Reviewed on: 8th July 2022
Gbenga Olajugbagbe's avatar
Gbenga Olajugbagbe

excellent service

5
I applied for a paypal credit card and was accepted very quickly with a generous credit limit very easy to use and linked to my ebay account Reviewed on: 8th July 2022
Matt's avatar
Matt

easy to use

5
paypal is awesome. really streamlined and easy to use. never had any problems using payoal Reviewed on: 28th June 2022
Ussama Tayub's avatar
Ussama Tayub

Good option

4
This has been a good option for me, With great offers of 0% interest for so many months, I would definitely recommend PayPal Reviewed on: 25th June 2022
Natasha Bell's avatar
Natasha Bell

Simple, Easy and Convenient!

5
Very convenient and easy to use. The pay in 3 option makes larger purchases easier to pay for split over 3 months, alternatively there are 0%APR over 4 month offers too. Regular email updates on payments due, and automatic minimum or full payments from your funding source ensure you won't miss a repayment and know exactly what is due when Reviewed on: 23rd June 2022
Brian Earnshaw's avatar
Brian Earnshaw

very happy

5
such easy way to manage payments Reviewed on: 20th June 2022
malcolm bushby's avatar
malcolm bushby

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