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PayPal: PayPal Credit reviews

4.73
Based on 180,850 reviews, last reviewed 15th Jul 2026
393% increase in 5 star reviews
in the past 90 days
465% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

My PayPal experience I use PayPal for most of my transactions and online shopping. It's reliable, easy to use and helpful. Reviewed on: 15th July 2026
A V's avatar
A V

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026
Celebrity Gad's avatar
Celebrity Gad

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (180856)

A really useful tool for my finances.

4
A really useful tool for my finances. Either the added safety net on payments.only criticism is that payment take a long time to be updated and show on your balance. Reviewed on: 26th May 2026

I have been happy with the services

5
I have been happy with the services Reviewed on: 26th May 2026

The PayPal points system is a absolute scam!

1
The PayPal points system is a absolute scam! Been a PayPal user for years and have used several different accounts. I have never been rewarded. Reviewed on: 26th May 2026

Used PayPal for years and it just gets better I love...

5
Used PayPal for years and it just gets better I love the buy now pay later options and customer care is second to none Reviewed on: 26th May 2026

Very helpful, I use PayPal as first online payment o...

5
Very helpful, I use PayPal as first online payment option and I'm pised when is not available... Reviewed on: 26th May 2026

Consistent and Trustworthy Payment Platform.

5
My experience with PayPal has been very good. I’ve been using their services since 2012, and over the years, I’ve found the platform to be easy to navigate and user-friendly. It has provided reliable service and security, which gives me confidence in handling my transactions. Overall, I am very satisfied with PayPal and its features. Reviewed on: 26th May 2026

My experience with PayPal is always extremely great

5
My experience with PayPal is always extremely great Reviewed on: 26th May 2026

I always pay with PayPal it's so much easier and ver...

4
I always pay with PayPal it's so much easier and very helpful if I've not received any order from the supplier Reviewed on: 26th May 2026

Always found PayPal a very convenient way of paying...

5
Always found PayPal a very convenient way of paying for goods and services. If I have ever had issues with purchases, then it’s been resolved quickly and money refunded. Reviewed on: 26th May 2026

Straight forward no issues.

5
Straight forward no issues. App is easy to navigate and use for setting balance and making payments. Easy to use when paying online and in store Reviewed on: 26th May 2026

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