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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146033 reviews)

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4.73

Based on 146,027 reviews, last reviewed 29th Jun 2026

4374900% increase in 5 star reviews

in the past 90 days

12550% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great for new home Been a great way yo be able to get what I needed for my new house and be able to split the payment, meaning all items could be bought at once making m... Read more Reviewed on: 29th June 2026

Latest lowest rating:

2

I am requesting a full investigation into my PayPal... I am requesting a full investigation into my PayPal Credit account because I believe there may be an error in the way my account has been calculated. ... Read more Reviewed on: 29th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (146034)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Brilliant service.

Brilliant service. They are very helpful and reliable Reviewed on: 25th June 2026

Paypal is a great for shopping with benefits

I use PayPal a lot. I have the debit card and earn points to earn money off future paypal purchases. Pay in 3 and PayPal credit are good for big purchases with instalment optioms to avoid interest. Reviewed on: 25th June 2026

Easy to use and friendly for all.

Easy to use and friendly for all. Multi security points so not easy to hack. Reviewed on: 25th June 2026

Excellent experience of PayPal credit

Have had no problem with PayPal credit. Easy to spread payments without interest. Easy to make monthly payments against my monthly statement. Links to many of the online stores that I like to use. Overall, an excellent experience of using PayPal credit. Reviewed on: 25th June 2026

Very good all round as long as you’re happy to do ev...

Very good all round as long as you’re happy to do everything online. Not so easy to communicate with by phone Reviewed on: 25th June 2026

My Go-To Online Payment Method

I have been using PayPal for a while now for a variety of transactions, including online shopping and booking flights, and it has consistently been a convenient and reliable payment method. The checkout process is quick and straightforward, making purchases hassle-free. Most, if not all, of the merchants I have dealt with accept PayPal, which adds to its convenience and flexibility. I also appreciate the added layer of security, as I do not need to share my card details directly with every merchant. The rewards and points system is an attractive bonus, offering additional value on top of an already user-friendly service. Overall, PayPal has made managing online transactions easier, faster and more secure. Reviewed on: 25th June 2026

Customer of 10 plus years.

PayPal has always been easy to use and makes things easy to understand. Ive used paypal online and in store, ive been using the service for over 10 years now and couldn't recommend it enough. Reviewed on: 25th June 2026

I love paying by PayPal as it gives me piece of mind...

I love paying by PayPal as it gives me piece of mind when making purchases incase the inevitable happens and things go wrong with the sale. Reviewed on: 25th June 2026

PayPal credit is amazing

Allows me to do more of the things I enjoy as I have the flexibility to spread the cost Reviewed on: 25th June 2026

Customer service is good ,explained everything in de...

Customer service is good ,explained everything in detail.sorted my problem out Reviewed on: 25th June 2026

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