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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (105320 reviews)

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4.90

Based on 105,320 reviews, last reviewed 12th May 2026

2513800% increase in 5 star reviews

in the past 90 days

7400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

4

Helping to protect data online. Helping to protect data online. Especially when shopping online your financial information can not be compromised. Reviewed on: 12th May 2026

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (105320)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

I've never had a single issue with PayPal, what ever...

I've never had a single issue with PayPal, what ever I have needed or what ever issues I've ever ran into PayPal have always sorted it. Reviewed on: 11th May 2026

Reliable and easy to pay and use

Been using PayPal for a very long time now and PayPal Credit has been easy to use, flexible and reliable. Reviewed on: 11th May 2026

Helped in need.

Helped in need. And mostly, it provides the 3 months interest free period while spending more than £100 or equivalent which helped me alot to pay. Reviewed on: 11th May 2026

Everyone needs a Pay Pal

Great and so safe everyone needs a Pay Pal account Reviewed on: 11th May 2026

great company of the year,

always happy feeling as fast and problem solving customer service. Reviewed on: 11th May 2026

Never had any issues with PayPal, been with for a lo...

Never had any issues with PayPal, been with for a long time. Reviewed on: 11th May 2026

PayPal a safe way to and easy to use.

PayPal a safe way to and easy to use. Reviewed on: 11th May 2026

I like using paypal credit to make purchases due to...

I like using paypal credit to make purchases due to the flexibility and offers usually available. Pay in 3 aswell as paypal credit gives you the flexibility to pay in a way that suits your finances best… There are often offers available like 0% interest on purchases made before Sept ‘26 for example. I like the ease of using the app, and when i get stuck I can easily call the Paypal team who are more than happy to help me understand fees or payments. Paypal customer service have actually reversed a late payment fee before for me too when I had unknowingly cancelled my direct debit. The app makes controlling your spending limits, upcoming payments and tracking purchases easy. Reviewed on: 11th May 2026

Very easy to manage, from first time I started to...

Very easy to manage, from first time I started to use Reviewed on: 11th May 2026

PayPal needs to improve.

PayPal needs to improve. Hard to keep up with money. User interface is poor. Customer service terrible. Reviewed on: 11th May 2026

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