Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181098 reviews)

View other PayPal products

4.73

Based on 181,098 reviews, last reviewed 4th Aug 2026

63% increase in 5 star reviews

in the past 90 days

89% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

A good secure way. A good secure way. of shopping today@ Reviewed on: 4th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181098)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Have been using for long time.

Have been using for long time. It's my happy place to turn to when I am in short of money, Quick transaction, return and delivery. Reviewed on: 14th July 2026

Always solve problems that I’ve had in the past

Always solve problems that I’ve had in the past Reviewed on: 14th July 2026

Always there to fall back to when it matters

Always there to fall back to when it matters Reviewed on: 14th July 2026

Very easy to use and pay.

Very easy to use and pay. Can use different ways to pay. Options to pay in full, pay in 3 monthly installments (interest free) or over 12 + months. Plus it can be used with uber etc. Very convenient. Reviewed on: 14th July 2026

Excellent and reliable payment option

PayPal Credit has been a great way to manage my purchases. The platform is simple to use, payments are easy to track, and I’ve never had any issues with the service. It has made online shopping more flexible and convenient. I would happily recommend it to anyone looking for a trusted payment option. Reviewed on: 14th July 2026

I like the fact that I can use PayPal at checkout fo...

I like the fact that I can use PayPal at checkout for website purchases especially the website I’m unsure about. Reviewed on: 14th July 2026

Very good customer service and good service

Very good customer service and good service Reviewed on: 14th July 2026

Very reliable on payment, notifying you about credit...

Very reliable on payment, notifying you about credit before getting fined Reviewed on: 14th July 2026

Mr Najib

"PayPal is a really reliable service—it's easy to use and gives you peace of mind when making payments. My only concern is that if you have a dispute or need a refund, it can take a while before you actually get your money back. So, overall good, but just be aware of the delay in those situations." Reviewed on: 14th July 2026

Exceptional customer service

Whenever I have had a problem with a merchant and needed PayPal to step in they have been exceptional - taken the stress out of a difficult situation and are sympathetic to the buyer. Using PayPal as a way to pay is generally my preference due to this additional protection. Reviewed on: 14th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payments
from PayPal 4.71 from 3855 reviews
Retail Finance
from Novuna Personal Finance 4.73 from 173 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101259 reviews
Payments
from PayPal 4.71 from 3855 reviews
Credit card
from PayPal 4.66 from 125 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub