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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 140,757 reviews, last reviewed 16th Jun 2026
4135400% increase in 5 star reviews
in the past 90 days
11700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I use pay pal a lot it is very easy... I use pay pal a lot it is very easy to use Reviewed on: 16th June 2026
Louise C's avatar
Louise C

Latest lowest rating:

2

Often left without options to use features at checko... Often left without options to use features at checkout without explanation. The provider also closes dispute cases in favour of the seller by default ... Read more Reviewed on: 16th June 2026
Eric D's avatar
Eric D
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (140757)

Simple to use, great and efficient

5
Simple to use, great and efficient Reviewed on: 10th June 2026
Dannielle K's avatar
Dannielle K

Since I have been using PayPal..

5
Since I have been using PayPal. I have fantastic experience using PayPal. Reviewed on: 10th June 2026
Hakeem 's avatar
Hakeem

great service, sometimes resolving refunds can take...

4
great service, sometimes resolving refunds can take a while but usually they're quite good Reviewed on: 10th June 2026
Greg C's avatar
Greg C

Usually have no problems sometimes I have difficulty...

5
Usually have no problems sometimes I have difficulty when I’ve purchased something as the codes don’t come through too quickly but other than that no problems Reviewed on: 10th June 2026
Simone P's avatar
Simone P

Probably the best banking app on my phone

5
Probably the best banking app on my phone, the pay in 4 feature is a life saver for bigger purchases! The app is also very easy to use and user friendly. I constantly use it to pay bills and transferring cash. Reviewed on: 10th June 2026
Matthew L's avatar
Matthew L

Excellent service, multiple payment options and mana...

5
Excellent service, multiple payment options and manageable payment plans. Super easy to send money to new people. Reviewed on: 10th June 2026
charlene r's avatar
charlene r

Extremely easy, fast and safe experience

5
Extremely easy, fast and safe experience Reviewed on: 10th June 2026
Elaine H's avatar
Elaine H

Making your money go further...

5
Quick, easy way to pay or spread the cost of bigger purchases Reviewed on: 10th June 2026
Robert C's avatar
Robert C

I often use the credit facilities so I can spread pa...

5
I often use the credit facilities so I can spread payments interest‑free. Reviewed on: 10th June 2026
Andy M's avatar
Andy M

Smart way to purchase

5
Very easy to use, nothing complicated to negotiate and the whole process, from start to finish is such a smart way to purchase. Reviewed on: 10th June 2026
Mvdoodle's avatar
Mvdoodle

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