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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 140,702 reviews, last reviewed 16th Jun 2026
4132800% increase in 5 star reviews
in the past 90 days
11700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Absolutely flawless. Absolutely flawless. Just the easiest way ever to buy everything. If anything goes wrong there is a process that works like a dream Reviewed on: 16th June 2026
James W's avatar
James W

Latest lowest rating:

1

It didn’t work! Clicked on PayPal credit but got charged all in one sum. Reviewed on: 16th June 2026
Linda's avatar
Linda
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (140702)

Just super happy with PayPal

5
Just super happy with PayPal credit and PayPal 3 in 1 it allow me to buy bigger things in life!! Reviewed on: 10th June 2026
Jane 's avatar
Jane

Excellent service prompt with enquiries

5
Excellent service prompt with enquiries Reviewed on: 10th June 2026
Derek W's avatar
Derek W

Great service, no issues, runs smoothly.

5
Great service, no issues, runs smoothly. Reviewed on: 10th June 2026
Morgane's avatar
Morgane

Love using PayPay!

5
I love that you can spread the cost of many purchases over three payments which is interest free credit. Communication from PayPal is always very good. Reviewed on: 10th June 2026
Sarah Angus's avatar
Sarah Angus

Good service !!

5
Plenty of options, pay later or spread payments! I also feel it's safe using the app with the guarantee . I'm also earning points Reviewed on: 10th June 2026
Michelle c's avatar
Michelle c

Verry Quick, good service.

5
Verry Quick, good service. Everything clear for understand Reviewed on: 10th June 2026
ANNA W's avatar
ANNA W

Reliable service

5
Been using PayPal for over 20years, never had a problem. Reviewed on: 10th June 2026
Matthew S's avatar
Matthew S

Excellent communication

5
Excellent communication, no issues with getting a response Reviewed on: 10th June 2026
HANNAH E's avatar
HANNAH E

Convenient and easy to use

5
Paypal credit is so convenient and allows me to spread the cost of big purchases. Reviewed on: 10th June 2026
MS K's avatar
MS K

PayPal credit is life changing

5
PayPal credit has helped me so much in my life it’s affordable to use and very easy. The customer support is very helpful when needing extra help. The app is very useful and easy to use. I would definitely recommend Paypal credit it anyone. I recommended it to my husband who needed a quick purchase for a large amount of money and he was approved straight away and bought what he needed to buy. Reviewed on: 10th June 2026
Sophie M's avatar
Sophie M

Review PayPal: PayPal Credit now

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