Smart Money People Logo

PayPal: PayPal Credit reviews

4.90
Based on 89,067 reviews, last reviewed 29th Apr 2026
1765700% increase in 5 star reviews
in the past 90 days
10100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great helps you out loads wouldcrec Great helps you out loads, gives you time to buy stuff Reviewed on: 29th April 2026
Blackwell 's avatar
Blackwell

Latest lowest rating:

2

worst customer service experience I am writing this review as I have had significant hurdles as a customer of PayPal credit and debit card , all experienced soon after PayPal rolled ou... Read more Reviewed on: 28th April 2026
SY's avatar
SY

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (89067)

PayPal always been there to get me out of a jam!

5
PayPal always been there to get me out of a jam! Whether it's car parts or for a new appliance. Or even a nice treat! Love how easy it is to use and its getting better and better Reviewed on: 23rd April 2026

Awesome company

5
Great service . Easy to use website Reviewed on: 23rd April 2026

Easy way to shop with confidence.

5
Easy way to shop with confidence. Knowing you are in safe hands!! Reviewed on: 23rd April 2026

I usually use it for safe payment method and it is v...

5
I usually use it for safe payment method and it is very convenient to split money in 4 months when i pay more than 100. Reviewed on: 23rd April 2026

Affordable Options

5
Affordable credit options easy to manage and make payments! Reviewed on: 23rd April 2026

Great easy and spot on for easier purchases

5
Great easy and spot on for easier purchases Reviewed on: 23rd April 2026

Very good and effective. Helps a lot.

5
Very good and effective. Helps a lot financially and I will deffo recommend to anyone looking to shop with no restrictions. Reviewed on: 23rd April 2026

Always works never lets me down and works on so many...

5
Always works never lets me down and works on so many platforms now really good Reviewed on: 23rd April 2026

It great to be able to speak to someone if...

5
It great to be able to speak to someone if needed Reviewed on: 23rd April 2026

Easy to use

5
Easy to use, very simple to navigate around Reviewed on: 23rd April 2026

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review