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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (89072 reviews)

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4.90

Based on 89,072 reviews, last reviewed 29th Apr 2026

1765900% increase in 5 star reviews

in the past 90 days

10100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

The app is very easy to use and clear. The app is very easy to use and clear. An excellent range of money saving offers. Reviewed on: 29th April 2026

Latest lowest rating:

2

worst customer service experience I am writing this review as I have had significant hurdles as a customer of PayPal credit and debit card , all experienced soon after PayPal rolled ou... Read more Reviewed on: 28th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (89072)

Quick, easy and reliable

Been with paypal for a long while now, I am very happy with the experience. Always have reminders , when a payment is due, fast and reliable payments on purchases and monies coming in. Any dispute has been handle with professionalism. Would highly recommend anyone to use paypal Reviewed on: 23rd April 2026

I would prefer to have longer period for PayPal cred...

I would prefer to have longer period for PayPal credit, to pay off balance Reviewed on: 23rd April 2026

Very convenient !

Very convenient ! Excellent service at 5 star experience Reviewed on: 23rd April 2026

Stress free payments

PayPal is really easy to use and makes sending or receiving money quick and stress-free. I like that it feels secure, especially when shopping online. It’s also handy being able to connect my bank and card in one place. Overall, it’s a simple and reliable app that I use regularly without any issues. Reviewed on: 23rd April 2026

Minimal not much value for purchases

Minimal not much value for purchases Reviewed on: 23rd April 2026

Make Money Transfers from Banks

It would be nice to see if it's possible for regular banks to be able to transfer or do money transfer to PayPal debit cards, currently Barclays and HSBC don't support it Reviewed on: 23rd April 2026

Its not bad service just okay, customer service need...

Its not bad service just okay, customer service need a lot of work and they need to improve Reviewed on: 23rd April 2026

I’ve had a really positive experience using PayPal C...

I’ve had a really positive experience using PayPal Credit so far. The application process was quick and straightforward, and I was approved almost instantly, which meant I could use it right away for an online purchase. What I like most is how easy it is to use at checkout. Since I already use PayPal regularly, having the option to spread the cost without needing a separate credit card made everything much more convenient. The 0% interest period on larger purchases has been especially helpful, allowing me to manage my budget without feeling pressured. I’ve also found the app and account management to be clear and easy to navigate. Making payments is simple, and I appreciate being able to track my balance and due dates in one place. So far, I haven’t had any issues with fees or unexpected charges, and everything has worked exactly as expected. As long as you stay on top of payments, it’s a really useful tool for managing spending and making bigger purchases more manageable. Overall, I’d definitely recommend PayPal Credit to anyone looking for a flexible and convenient way to spread the cost of online shopping. Reviewed on: 23rd April 2026

It's definitely been helpful to be able to use PayPa...

It's definitely been helpful to be able to use PayPal on bigger spends when money is tight. Less interest would be nice though Reviewed on: 23rd April 2026

I using paypal more than 10 years.

I using paypal more than 10 years. The easiest way to pay in online shopping. Reviewed on: 23rd April 2026

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