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PayPal: PayPal Credit reviews

4.73
Based on 140,643 reviews, last reviewed 16th Jun 2026
4130400% increase in 5 star reviews
in the past 90 days
11700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I love the fact it’s easy to use, very efficient and... I love the fact it’s easy to use, very efficient and financially extremely safe. I have family in Australia and there’s never any problem transferring... Read more Reviewed on: 16th June 2026
Janice r's avatar
Janice r

Latest lowest rating:

1

It didn’t work! Clicked on PayPal credit but got charged all in one sum. Reviewed on: 16th June 2026
Linda's avatar
Linda

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (140643)

I use Paypal often as a choice of payment dues to it...

5
I use Paypal often as a choice of payment dues to its safety Reviewed on: 10th June 2026

Paypal is top clas

5
Paypal is top class, every time when ever i want split my payment i use paypal Reviewed on: 10th June 2026

Reliable

4
Reliable and clear service, no fuss and good value Reviewed on: 10th June 2026

PayPal credit, very convenient as it has an interest...

5
PayPal credit, very convenient as it has an interest-free term of 4 months .it helps save money when shopping from £100 or more. Reviewed on: 10th June 2026

Best Retail Finance Provider

4
Cannot fault my experience with PayPal. Reviewed on: 10th June 2026

I’ve been using PayPal for very long time now and i...

5
I’ve been using PayPal for very long time now and i am happy customer Reviewed on: 10th June 2026

Very easy and straightforward to use.

4
Very easy and straightforward to use. Reviewed on: 10th June 2026

Paypal has a vast usefulness

5
Paypal has a vast usefulness, and can be used across some many sites which is great Reviewed on: 10th June 2026

Great app easy to use.

5
Great app easy to use. Available across so many different brands Reviewed on: 10th June 2026

Interest free Paypal.

5
Every time I have used PayPal I took the option to spread the cost over a few months it works very well for me and I highly recommend it. Reviewed on: 10th June 2026

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