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PayPal: PayPal Credit reviews

4.73
Based on 140,643 reviews, last reviewed 16th Jun 2026
4130400% increase in 5 star reviews
in the past 90 days
11700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I love the fact it’s easy to use, very efficient and... I love the fact it’s easy to use, very efficient and financially extremely safe. I have family in Australia and there’s never any problem transferring... Read more Reviewed on: 16th June 2026
Janice r's avatar
Janice r

Latest lowest rating:

1

It didn’t work! Clicked on PayPal credit but got charged all in one sum. Reviewed on: 16th June 2026
Linda's avatar
Linda

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (140643)

Excellence

5
Best thing I've added to my credit Reviewed on: 10th June 2026

Brilliant

5
No problems whatsoever, my first choice of payment and credit Reviewed on: 10th June 2026

PayPal is a great way to check out faster and have y...

5
PayPal is a great way to check out faster and have your payment secured. Reviewed on: 10th June 2026

I’ve had a great experience using PayPal.

5
I’ve had a great experience using PayPal. The platform is easy to use, payments are processed quickly, and transactions feel secure. Sending and receiving money is simple, and the customer support has been helpful whenever needed. Overall, PayPal is a reliable and convenient payment service that I highly recommend. Reviewed on: 10th June 2026

PayPal has been one of the most reliable services I’...

5
PayPal has been one of the most reliable services I’ve used. Payments are quick, secure, and accepted almost everywhere. The buyer protection gives extra peace of mind, and the app is easy to use. I’ve used it for both personal and business transactions and have always found it convenient and trustworthy. Highly recommended. Reviewed on: 10th June 2026

Excellent

5
Excellent service super easy to use and reliable well done Paypal Reviewed on: 10th June 2026

Seamless and quick.

5
Seamless and quick. Always accurate and secure. Reviewed on: 10th June 2026

Always a good experience

5
Always a good experience, money there if I need it, lots of ways to use it, regular monthly payments Reviewed on: 10th June 2026

I love PayPal Credit.

5
It is a pleasure to use PayPal Credit. Easy and comfortable Reviewed on: 10th June 2026

Very good lender, good rates, easy to use

5
Very good lender, good rates, easy to use Reviewed on: 10th June 2026

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