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PayPal: PayPal Credit reviews

4.90
Based on 89,011 reviews, last reviewed 29th Apr 2026
1763050% increase in 5 star reviews
in the past 90 days
10100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

One of the best for transfer for india One of the best for transfer for india Reviewed on: 29th April 2026
Bhaumik P's avatar
Bhaumik P

Latest lowest rating:

2

worst customer service experience I am writing this review as I have had significant hurdles as a customer of PayPal credit and debit card , all experienced soon after PayPal rolled ou... Read more Reviewed on: 28th April 2026
SY's avatar
SY

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (89011)

paypal credit is helping my dreams come true

5
it allows me to make purchases when money is tight right before payday. it also allows me to improve my credit score. having this credit allows me to experience things i wouldn’t be able to do otherwise. Reviewed on: 22nd April 2026

PayPal definitely one of the oldest service in the w...

5
PayPal definitely one of the oldest service in the world which is still one on top of its game... Reviewed on: 22nd April 2026

More interest Free payment options

5
More payments options for more expensive purchases pay in three is good for smaller amounts but not large Reviewed on: 22nd April 2026

Versatile, convenient and easy to use

5
Versatile, convenient and easy to use Reviewed on: 22nd April 2026

Good customer service, very innovative app

5
Good customer service, very innovative app Reviewed on: 22nd April 2026

PayPal is amazing and very convenient

5
PayPal is amazing and very convenient Reviewed on: 22nd April 2026

Easy and flexible to use.

5
Easy and flexible to use. The app is user friendly and helps you to keep on top of your balance. It was very easy to apply for it. Reviewed on: 22nd April 2026

Convenient way to pay for goods and services

5
Convenient way to pay for goods and services Reviewed on: 22nd April 2026

Shopping

5
Very helpful and professional I didn’t have any issues Reviewed on: 22nd April 2026

Used PayPal for years, any problem I had was resolve...

5
Used PayPal for years, any problem I had was resolved in good time and had positive outcomes. Never had problems with payments and provides good customer support. Reviewed on: 22nd April 2026

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