Write a review

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50770 reviews)

View other PayPal products

4.91

Based on 50,770 reviews, last reviewed 30th Jun 2025

1839500% increase in 5 star reviews

in the past 90 days

1533% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Fast a nd easy to use easy DD repayments. Fast a nd easy to use easy DD repayments. Easy to pay extra Reviewed on: 30th June 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

Read all reviews Write a review

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (50770)

Very easy to apply for and simple to use for on-line...

Very easy to apply for and simple to use for on-line purchases. Interest free for four months is fabulous Reviewed on: 27th May 2025

good service, safe and reliable form of payment and...

good service, safe and reliable form of payment and credit options available are excellent Reviewed on: 27th May 2025

Never had a bad one.

Never had a bad one. Always been very helpful when I’ve had the need to get in touch. Reviewed on: 27th May 2025

I use PayPal for all my eBay purchases

I use PayPal for all my eBay purchases Reviewed on: 27th May 2025

Absolutely amazing experience with PayPal have used...

Absolutely amazing experience with PayPal have used it for years and will always recommend, I use it all the time for different stuff such as getting investments from clients, working with clients on commission based and paying for commissions too and with day to day stuff. Been amazing with PayPal and 1000% recommend! Reviewed on: 27th May 2025

I always feel secure in the knowledge that PayPal ha...

I always feel secure in the knowledge that PayPal has my security at heart when I'm making online purchases. Reviewed on: 27th May 2025

Great for online purchases.

Paypal credit is the best way of spreading the payment for a bigger online purchase over a several months. No extra fees or commission and available instantly. Reviewed on: 27th May 2025

Preferred online payment

I have used PayPal for many long years now. I had good experience solving issues via Resolut Center, too. In general, I really like PayPal. I use it for the majority of my online payments. Reviewed on: 27th May 2025

Just the most trustworthy company !

Just the most trustworthy company I have ever dealt with. I always use PayPal whenever possible as I know if there are any problems with the companies that have been paid they will always help to resolve the issues Reviewed on: 27th May 2025

Paypal and Paypal Credit are very easy to use.

Paypal and Paypal Credit are very easy to use. The website is informative and simple to navigate around. The credit offers let you buy what you need when you need them. I like the reminders that payments are coming up, all the comms are good tbh. Reviewed on: 27th May 2025

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Partnership Card
from John Lewis 1.35 from 871 reviews
Classic Extra Card
from Capital One 3.72 from 6 reviews
British Airways Credit Card
from American Express 4.18 from 81 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.93 from 22272 reviews
Payment Provider
from PayPal 4.92 from 3599 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub