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PayPal: PayPal Credit reviews

4.91
Based on 50,770 reviews, last reviewed 30th Jun 2025
1839500% increase in 5 star reviews
in the past 90 days
1533% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fast a nd easy to use easy DD repayments. Fast a nd easy to use easy DD repayments. Easy to pay extra Reviewed on: 30th June 2025
Paul F's avatar
Paul F

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025
Jane B's avatar
Jane B

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (50770)

Use Pay in 3 and PayPal Credit and both worked...

4
Use Pay in 3 and PayPal Credit and both worked well Reviewed on: 27th May 2025

Fantastic option

4
A really useful way to purchase items online Reviewed on: 27th May 2025

Always helpful when I had problem with the seller

5
Always helpful when I had problem with the seller Reviewed on: 27th May 2025

Great for those little surprises

5
PayPal credit has helped me spread larger purchases over longer periods of time and just made budgeting a lot easier if something unexpected came up Reviewed on: 27th May 2025

All great.

5
All great. Easy transparent and most of all safe transactions and shopping. Reviewed on: 27th May 2025

I use PayPal credit frequently, great interest rates...

5
I use PayPal credit frequently, great interest rates and the app is really easy to use. Over complex apps never hold my interest and I generally tend to stay away from them whereas the PayPal app is simple to use. You can see how much credit you have, your individual credit plans and which credit plans are about to expire. Reviewed on: 27th May 2025

All of my dealings with pay pall have gone great...

5
All of my dealings with pay pall have gone great Reviewed on: 27th May 2025

Great service

5
Great service easy to use and very secure Reviewed on: 27th May 2025

Can be difficult getting staff to discuss issues with.

4
Can be difficult getting staff to discuss issues with. Off putting. Reviewed on: 27th May 2025

Very easy to apply and manage, great opportunity.

5
Very easy to apply and manage, great opportunity. Reviewed on: 27th May 2025

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