Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (88977 reviews)

View other PayPal products

4.90

Based on 88,977 reviews, last reviewed 29th Apr 2026

1761550% increase in 5 star reviews

in the past 90 days

10100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Always trust PayPal. Always trust PayPal. It's a secure easy way to pay. The App is great. Reviewed on: 29th April 2026

Latest lowest rating:

2

worst customer service experience I am writing this review as I have had significant hurdles as a customer of PayPal credit and debit card , all experienced soon after PayPal rolled ou... Read more Reviewed on: 28th April 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (88977)

PayPal credit is amazing!

PayPal credited is always very useful and has enabled me to buy higher price items and pay in interest free instalments. Reviewed on: 22nd April 2026

So Quick and Easy

So easy to use, easy payments in or out of bank, when I needed customer support, I had a good advisor who did everything I needed, overall A+ Reviewed on: 22nd April 2026

Affordable payment options.

Has been great for spreading the cost of smaller purchases with options to pay in 3, or paying off the balance over 4 months without having to pay any interest. Reviewed on: 22nd April 2026

Can’t fault it.

Can’t fault it. Always works well accepted on most websites Reviewed on: 22nd April 2026

Greatest

Always helpful and reliable .Easy transactions Reviewed on: 22nd April 2026

Paypal is brilliant peace of mind

Paypal is brilliant peace of mind Reviewed on: 22nd April 2026

I PayPal a way to budget and save

I use PayPal frequently and find PayPal fast and efficient to use, I would highly recommend PayPal. I also use PayPal for credit and pay in 3, it enables me to budget and also save at the same time. Reviewed on: 22nd April 2026

Love the pay in 3 option, was gutted when it ceased...

Love the pay in 3 option, was gutted when it ceased for a while as use it very often but glad to see it back now Reviewed on: 22nd April 2026

Great experience we financing and raising funds onli...

Great experience we financing and raising funds online but customer service can be a bit slow Reviewed on: 22nd April 2026

Amazing experience.

Amazing experience.Every day is un real help.Thank you Pay Pal.Very grateful for your support ! Reviewed on: 22nd April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from V12 Retail Finance 4.68 from 25 reviews
Better Off Calculator
from Policy in Practice 4.78 from 491 reviews
Retail Finance
from Omni Capital Retail Finance 3.80 from 4 reviews

Want to see more from PayPal?

PayPal Open
from PayPal 5.00 from 4 reviews
Pay in 3
from PayPal 4.93 from 40626 reviews
Payments
from PayPal 4.92 from 3687 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub