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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50766 reviews)

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4.91

Based on 50,766 reviews, last reviewed 30th Jun 2025

1839200% increase in 5 star reviews

in the past 90 days

1533% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

very helpful, very kind , people nice, processes is... very helpful, very kind , people nice, processes is good Reviewed on: 30th June 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50766)

PayPal credit allows me to spread the cost at little...

PayPal credit allows me to spread the cost at little to no interest over a given period. If you stick to the deals it is a very effective way of paying. Reviewed on: 27th May 2025

Easy to apply and clearly explained conditions.

Easy to apply and clearly explained conditions. It's easy to manage from your PayPal account and see when your payments are due. Reviewed on: 27th May 2025

Easy app

PayPal makes check outs and credit applications very easy, with low interest rates. App is good to use Reviewed on: 27th May 2025

Secure way of paying

Been using PayPal a while now .I find it very handy and secure .would recommend to people Reviewed on: 27th May 2025

No 1 preferred

Always use PayPal. Peace of mind transactions, fast acting response when help needed. I highly recommend. Reviewed on: 27th May 2025

I used PayPal credit to spread out a phone purchase...

I used PayPal credit to spread out a phone purchase over a year 0% - I unfortunately had issues with the phone provider halfway through the term and raised a problem with PayPal credit when the company failed to resolve the complaint. They supported me entirely and refunded the remaining amount. I was overjoyed and the process was really easy. Reviewed on: 27th May 2025

Use Pay in 3 and PayPal Credit and both worked...

Use Pay in 3 and PayPal Credit and both worked well Reviewed on: 27th May 2025

Fantastic option

A really useful way to purchase items online Reviewed on: 27th May 2025

Always helpful when I had problem with the seller

Always helpful when I had problem with the seller Reviewed on: 27th May 2025

Great for those little surprises

PayPal credit has helped me spread larger purchases over longer periods of time and just made budgeting a lot easier if something unexpected came up Reviewed on: 27th May 2025

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