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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 88,892 reviews, last reviewed 28th Apr 2026
1757500% increase in 5 star reviews
in the past 90 days
10100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I would not buy much online if I didn’t have PayPal... I would not buy much online if I didn’t have PayPal to cover me for scams and items not received Reviewed on: 28th April 2026
Corinne's avatar
Corinne

Latest lowest rating:

1

Horrible! The customer service is horrible, there is no understanding of what a customer should do and the update on when to make payments show so late! Reviewed on: 28th April 2026
Ary M's avatar
Ary M
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (88892)

Just think it’s an easy way to make quick payments...

5
Just think it’s an easy way to make quick payments Reviewed on: 22nd April 2026
Jason M's avatar
Jason M

Flexible , easy to access credit and payment.

5
I can use the card and finance service anywhere offering reliable and flexible payment. I have not had to use customer support yet so can not vote positive or negative. Being synchronised to PayPal credit means I can use the app to keep track of finances and keep on top of payment., the Benefits also allow me to build points for rewards. Reviewed on: 22nd April 2026
Robin S's avatar
Robin S

Its easy quick and most importantly safe and...

5
Its easy quick and most importantly safe and secure Reviewed on: 22nd April 2026
Tanveer H's avatar
Tanveer H

Ease of use

5
Whenever I need something urgently and don’t have the money yet, it’s there for me to use. Reviewed on: 22nd April 2026
Barry's avatar
Barry

Consistently good

4
Easy to use, and customer service is good when required. Reviewed on: 22nd April 2026
Fida Khadim's avatar
Fida Khadim

Very efficient and easy way to pay

5
Very easy to make payments, especially having the physical card, absolute game changer! Customer service support is easily accessible. Reviewed on: 22nd April 2026
Jody O's avatar
Jody O

Convenient and flexible for payments

5
Convenient and flexible for payments Reviewed on: 22nd April 2026
Nicola Adams's avatar
Nicola Adams

It's been a great way of paying for bigger purchases...

5
It's been a great way of paying for bigger purchases, and spreading the cost. Would highly recommend Reviewed on: 22nd April 2026
Simon Stimson's avatar
Simon Stimson

perfect,except for....

4
The actual paying for things is perfect, no problem there. The only problem I have is the PayPal card. It keeps trying to take payment from the wrong account, so it keeps showing up as missed payment! I've tried altering it but it just keeps bouncing back! Everything else is perfect though. Reviewed on: 22nd April 2026
Jennifer W's avatar
Jennifer W

Easy to use great service great for online buying

5
Easy to use great service great for online buying Reviewed on: 22nd April 2026
Damian 's avatar
Damian

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