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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 88,801 reviews, last reviewed 28th Apr 2026
1753250% increase in 5 star reviews
in the past 90 days
10100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use and widely available for many transactions Easy to use and widely available for many transactions Reviewed on: 28th April 2026
Jacqueline T's avatar
Jacqueline T

Latest lowest rating:

1

Horrible! The customer service is horrible, there is no understanding of what a customer should do and the update on when to make payments show so late! Reviewed on: 28th April 2026
Ary M's avatar
Ary M
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (88801)

Always had a great experience with PayPal if had any...

5
Always had a great experience with PayPal if had any problems they always help and come up with a solution there safe to use which is a must as there is so many scammers I have always used PayPal for all my transactions the best Reviewed on: 22nd April 2026
Christina 's avatar
Christina

Easy to use which is so important.

5
Easy to use which is so important. Many choices for payment. Good customer service. Reviewed on: 22nd April 2026
KR's avatar
KR

Makes Managing Larger Purchases Much Easier

5
Good payment terms and really useful flexibility. The 0% interest period is a big plus for me, as it means I can buy what I need and pay it off gradually before any interest kicks in. It’s a simple, stress‑free way to manage bigger purchases. Reviewed on: 22nd April 2026
Lee's avatar
Lee

Flexible repayment mechanism such as pay in 3 instal...

5
Flexible repayment mechanism such as pay in 3 installments is excellent idea Reviewed on: 22nd April 2026
Daniel D's avatar
Daniel D

Easy and effortless.

5
Easy and effortless. Just log in and press the buttons so easy. Reviewed on: 22nd April 2026
Lukasz K's avatar
Lukasz K

Simple easy to use

5
Simple easy to use transactions, instant access , fair and simple set up , a breeze to use ! Reviewed on: 22nd April 2026
Jon L's avatar
Jon L

I feel it's like having insurance when buying a item .

5
I feel it's like having insurance when buying a item . They have solved disputes easily for me Reviewed on: 22nd April 2026
Brian B's avatar
Brian B

PayPal always reliable

5
I have used PayPal for many years now and have always found them to be very reliable Reviewed on: 22nd April 2026
Christine W's avatar
Christine W

I love PayPal.

5
I love PayPal. I've been a customer of over 20 years and they are the only merchant I trust whole heartedly. I feel confident when I see a PayPal symbol online when doing online purchases. I love PayPal pay in 3, and their customer service is best I've ever experienced to this day. Well done PayPal for always providing a great unmatched service Reviewed on: 22nd April 2026
Annmarie N's avatar
Annmarie N

High APR but good for Pay in 3

5
High apr on credit agreements, but good with pay in 3 with zero interest. Reviewed on: 22nd April 2026
Steve B's avatar
Steve B

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