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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50764 reviews)

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4.91

Based on 50,764 reviews, last reviewed 29th Jun 2025

1839000% increase in 5 star reviews

in the past 90 days

1533% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

4

The 0% PayPal credit for 4 months is a great way of... The 0% PayPal credit for 4 months is a great way of spreading the cost of larger purchases. I love fundraisers too as can do collections among friends... Read more Reviewed on: 29th June 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50764)

5 Stars!

I’ve used a handful of times and think it’s a great offering. One that keeps me as a loyal customer. Reviewed on: 27th May 2025

A very convenient way of paying, widely accepted wit...

A very convenient way of paying, widely accepted with the reassurance that if things go wrong PayPal has my back Reviewed on: 27th May 2025

Always very handy to use when needed.

Always very handy to use when needed. It’s easy to keep on top of each month with payment reminders. Reviewed on: 27th May 2025

Would like the statements to be clearer

Would like the statements to be clearer , to show which purchase the payments are being put against . but overall I am happy with the service .? Reviewed on: 27th May 2025

Always available to help with transaction queries,...

Always available to help with transaction queries, offering an amazing standard of customer help. Would highly recommend PayPal credit . Reviewed on: 27th May 2025

Everyday use

Good rates/ offers, absolutely a must Reviewed on: 27th May 2025

Great way to pay for purchases In installments

Great way to pay for purchases In installments Reviewed on: 27th May 2025

high level of security and easy to use app

high level of security and easy to use app Reviewed on: 27th May 2025

PayPal credit allows me to spread the cost at little...

PayPal credit allows me to spread the cost at little to no interest over a given period. If you stick to the deals it is a very effective way of paying. Reviewed on: 27th May 2025

Easy to apply and clearly explained conditions.

Easy to apply and clearly explained conditions. It's easy to manage from your PayPal account and see when your payments are due. Reviewed on: 27th May 2025

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