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PayPal: PayPal Credit reviews

4.73
Based on 181,083 reviews, last reviewed 30th Jul 2026
114% increase in 5 star reviews
in the past 90 days
168% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy all the way. Easy all the way. 100% service. Thanks Reviewed on: 30th July 2026
Steven Nash's avatar
Steven Nash

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181084)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

I always feel secure with PayPal transactions.

5
I always feel secure with PayPal transactions. I can therefore confidently recommend the service to any of my friends. Reviewed on: 14th July 2026

Perfect service.

5
Perfect service. There when I need it. Reviewed on: 14th July 2026

good service

5
Have been very good and I love pay with PayPal Reviewed on: 14th July 2026

PayPal is to be trusted.

5
Pay protect me when I use to make payments for transactions. And the service paid did not go through and my money was refunded by PayPal. Reviewed on: 14th July 2026

Great service and credit is very handy

5
Great service and credit is very handy Reviewed on: 14th July 2026

A great one stop shop for your financial security

5
Flexible credit provided by a reliable financial institution is still quite rare, so my PayPal account is the best partner I have to see me through my financial journey. From convenient card payments that avoid giving your card details to less secure retailers, to being able to spread spending across 3 months, to having a credit limit to spend and pay back over a longer period, it's a fantastic way to manage your finances all in one place, love it! Reviewed on: 14th July 2026

It’s very easy, most retailers accept PayPal, quick...

5
It’s very easy, most retailers accept PayPal, quick to accept credit and confirm acceptance, good website. Reviewed on: 14th July 2026

Best Paypal credit card

5
Just one word excellent no complaints Reviewed on: 14th July 2026

Flexible cash anytime, it is always there when you n...

5
Flexible cash anytime, it is always there when you need you. Reviewed on: 14th July 2026

Life changing

5
Using PayPal credit has really made my life easier as now I don’t need to worry about being able to afford Christmas and birthday presents Reviewed on: 14th July 2026

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