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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 143,022 reviews, last reviewed 19th Jun 2026
4238650% increase in 5 star reviews
in the past 90 days
12150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Efficient and quick. Efficient and quick. Easy to use especially in the app Reviewed on: 19th June 2026
Neil h's avatar
Neil h

Latest lowest rating:

1

You're better off getting a Money transfer elsewhere! PayPal takes way too long to update accurately the payments made to PayPal credit. This is ridiculous. will not use PayPal Credit again, better off ge... Read more Reviewed on: 19th June 2026
PayPal Sucks's avatar
PayPal Sucks
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (143022)

I always prefer to pay through PayPal.

5
I always prefer to pay through PayPal. If the payment is not secured by PayPal.i cancel the payment. Reviewed on: 11th June 2026
N's Kitchen's avatar
N's Kitchen

10 Star plus

5
All experience have been amazing. And will continue using the service great +++++????? +? ++++++++++++++++++++++++++++++++++++ Reviewed on: 11th June 2026
Jim's avatar
Jim

its about making money not helping people

3
its about making money not helping people Reviewed on: 11th June 2026
C4Darkmane's avatar
C4Darkmane

Outsanding Credit Card

5
superb expereience ... All problems are sorted right away by customer service. Reviewed on: 11th June 2026
Rizwan 's avatar
Rizwan

Been using PayPal for many years always safe and rel...

5
Been using PayPal for many years always safe and reliable Reviewed on: 11th June 2026
Clare's avatar
Clare

User friendly app

5
Easy to pay forl larger purchases, app really easy to use Reviewed on: 11th June 2026
Adele W's avatar
Adele W

Outstanding customer service have already recommende...

5
Outstanding customer service have already recommended paypal to my friends. Reviewed on: 11th June 2026
Gerry 's avatar
Gerry

It’s been a blessing when you are out and about and...

5
It’s been a blessing when you are out and about and have not only PayPal credit card on apple wallet but the bigger Xmas purchases and birthday presents can now be purchased and paid off but by bit with 4 months zero interest. Reviewed on: 11th June 2026
Lily S's avatar
Lily S

Convenient and Reliable Credit Option

5
I’ve had a really positive experience using PayPal Credit. The application process was straightforward, payments are easy to manage through the app, and the flexibility of spreading the cost of purchases has been really helpful. I’ve found it to be a convenient and reliable way to budget for larger purchases, and customer service has always been helpful when needed. Reviewed on: 11th June 2026
Victor E's avatar
Victor E

Excellent Service

5
Excellent Service , user friendly app Reviewed on: 11th June 2026
Manish 's avatar
Manish

Review PayPal: PayPal Credit now

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