Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 142,994 reviews, last reviewed 19th Jun 2026
4237300% increase in 5 star reviews
in the past 90 days
12150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

All good so far thank you, haven’t had any issues All good so far thank you, haven’t had any issues Reviewed on: 19th June 2026
Philip M's avatar
Philip M

Latest lowest rating:

1

You're better off getting a Money transfer elsewhere! PayPal takes way too long to update accurately the payments made to PayPal credit. This is ridiculous. will not use PayPal Credit again, better off ge... Read more Reviewed on: 19th June 2026
PayPal Sucks's avatar
PayPal Sucks
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (142994)

Wonderful helps me financially afford things

4
Wonderful helps me financially afford things Reviewed on: 11th June 2026
Ja's avatar
Ja

Using Paypal credit is like breeze

5
Using Paypal credit is like breeze Reviewed on: 11th June 2026
Nasir K's avatar
Nasir K

So easy to use .

5
So easy to use . All done for you and the app shows all purchases Reviewed on: 11th June 2026
Marie F's avatar
Marie F

Simple and Safe PayPal

5
Simple and Safe payPal, excellent easy Reviewed on: 11th June 2026
Mark A's avatar
Mark A

A safe payment experience with lots of options, PayP...

5
A safe payment experience with lots of options, PayPal app is easy to use Reviewed on: 11th June 2026
Kirsteen f's avatar
Kirsteen f

Great credit options

5
Great credit options, everyone should find best offer for their purchases. Customer service helpful. The only cons is that any interest purchase are paid off first even if done much later than one from the 0% interest offer. Would be better if it would be first made first paid if this makes sense. Reviewed on: 11th June 2026
Karina's avatar
Karina

I find it a very convenient option.

5
I find it a very convenient option. Very straightforward and simple. It has helped me out when I have needed it. Highly recommended. Reviewed on: 11th June 2026
Andrew B's avatar
Andrew B

Fly with Paypal

5
PayPal credit has been a great way to split payments for holidays particularly flights :) Allowed for future planning and budgeting too! Reviewed on: 11th June 2026
AS's avatar
AS

I feel secure using Paypal.

5
I feel secure using Paypal. I know that if a payment comes out and I question it that is dealt with quickly and refunds are put back and I’m always informed of anything that’s going on in my account. Reviewed on: 11th June 2026
Michelle D's avatar
Michelle D

Like the pay in 3 j easy payments online

5
Like the pay in 3 j easy payments online Reviewed on: 11th June 2026
MagicM's avatar
MagicM

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill