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PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 89,978 reviews, last reviewed 29th Apr 2026
1808200% increase in 5 star reviews
in the past 90 days
10200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It’s great! It’s great. Good for managing money Reviewed on: 29th April 2026
Jayden S's avatar
Jayden S

Latest lowest rating:

1

Very pleased with the service. Very pleased with the service. Very helpful in some situations. Reviewed on: 29th April 2026
Viktors S's avatar
Viktors S
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (89978)

Normally there when needed a good and fair experience.

5
Normally there when needed a good and fair experience. Reviewed on: 23rd April 2026
Deb G's avatar
Deb G

Complicated

5
Long and hard to get, be try complicated Reviewed on: 23rd April 2026
Millie B's avatar
Millie B

Always good to a little confused on the credit

5
Always good to a little confused on the credit Reviewed on: 23rd April 2026
Jane B's avatar
Jane B

Great experience,and service.

5
Great experience,and service. There when i need it. Reviewed on: 23rd April 2026
Valentin Negrut's avatar
Valentin Negrut

Great service, great options.

5
Great service, great options. Always helps the family budget Reviewed on: 23rd April 2026
Simon N's avatar
Simon N

PayPal has been a godsend!

5
PayPal has been a godsend! I've been able to get last minute gifts or essentials on credit when money has been low and been able to settle disputes with online traders that haven't fulfilled an order easily through purchasing via PayPal. This way of paying puts my mind at ease. Reviewed on: 23rd April 2026
Michelle H's avatar
Michelle H

Very good service.

5
Very good service. Both customer service and transactions are always great Reviewed on: 23rd April 2026
norris_2006@hotmail.co.uk's avatar
[email protected]

Perfect for quick trustworthy payments, use all yhe...

5
Perfect for quick trustworthy payments, use all yhe time Reviewed on: 23rd April 2026
Andy B's avatar
Andy B

It works for me every time I use it

5
It works for me every time I use it Reviewed on: 23rd April 2026
Barry White's avatar
Barry White

Just what I needed when I needed it

5
PayPal were there when I needed them for a purchase and had the added benefit of paying over time with no interest if paid off before end of the offer. Reviewed on: 23rd April 2026
Kirsty B's avatar
Kirsty B

Review PayPal: PayPal Credit now

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