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PayPal: PayPal Credit reviews

4.91
Based on 89,887 reviews, last reviewed 29th Apr 2026
1804000% increase in 5 star reviews
in the past 90 days
10200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great for resolving problems and plenty time to pay... Great for resolving problems and plenty time to pay something up Reviewed on: 29th April 2026
Nicola Finnigan's avatar
Nicola Finnigan

Latest lowest rating:

1

Very pleased with the service. Very pleased with the service. Very helpful in some situations. Reviewed on: 29th April 2026
Viktors S's avatar
Viktors S

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (89887)

Excellent service, would 100% rate 5*

5
Excellent service, would 100% rate 5* Reviewed on: 23rd April 2026

I have contacted customers services twice and both t...

5
I have contacted customers services twice and both times my query was dealt with promptly. Reviewed on: 23rd April 2026

It has really good.

5
It has really good. They have been helpful whenever we have been needing help. Reviewed on: 23rd April 2026

Wanting something fast but dont get paid until the F...

4
Wanting something fast but dont get paid until the Friday! paypal has come in handy for me. Reviewed on: 23rd April 2026

Great Service from Paypal, will recommend

5
I use it regularly and so far reliable and secure for service. Would recommend to others. It's great for making purchases and also really reliable when payments aren't quite what they seem, the team have investigated thoroughly. Reviewed on: 23rd April 2026

I needed a credit facility and PayPal provision was...

5
I needed a credit facility and PayPal provision was quite handy and manageable. Offers of spread payments are very helpful too. Reviewed on: 23rd April 2026

Helped me when I really needed it!

5
Helped me when I really needed it! Excellent customer service Reviewed on: 23rd April 2026

Simple and secure service, easy to use application a...

5
Simple and secure service, easy to use application and payment options Reviewed on: 23rd April 2026

Excellent flexible payment.

5
Excellent flexible payment. You can use on loads of online shops Reviewed on: 23rd April 2026

Can’t use this card for certain things, strange rest...

3
Can’t use this card for certain things, strange restrictions Reviewed on: 23rd April 2026

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