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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (142882 reviews)

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4.73

Based on 142,882 reviews, last reviewed 19th Jun 2026

4232350% increase in 5 star reviews

in the past 90 days

12100% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Easy to use no issues so far I have used the 0% inte... Easy to use no issues so far I have used the 0% interest offer a few times and it's worked out really well Reviewed on: 19th June 2026

Latest lowest rating:

1

Nah I’m good allow it Nah I’m good allow me Lilly what you Reviewed on: 18th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (142882)

Not had many issues but when I have I have had a pos...

Not had many issues but when I have I have had a positive resolution. Reviewed on: 11th June 2026

So far most it’s it’s been smooth no complaints for...

So far most it’s it’s been smooth no complaints for worries at this time Reviewed on: 11th June 2026

Really easy to use for online purchases.

Really easy to use for online purchases. Accepted by most sellers. Immediate notification of payments and deliveries. Reviewed on: 11th June 2026

PayPal 5 star

Simple, effective and a great financial tool Reviewed on: 11th June 2026

Does the job and makes things easy

Does the job and makes things easy Reviewed on: 11th June 2026

Excellent credit account

I have been witih paypal for a number of years and have paypal credit account which I use frequently. It is my preferred way to pay. It is detailed and easy to understand. I pay by direct debit and have never had any problems servicing the account. I have not experienced any drawbacks at all and would recommend paypal to anyone. Reviewed on: 11th June 2026

Excellent

Using PayPal regularly and it's excellent for payment and also for credit. Reviewed on: 11th June 2026

So easy to set up and spread payments over a period...

So easy to set up and spread payments over a period of time. I would definitely use this again. I have not had any problems and I would recommend this to family and friends Reviewed on: 11th June 2026

Fast and highly competitive exchange to UNITED STATES.

Fast and highly competitive exchange to UNITED STATES. Reviewed on: 11th June 2026

Safe and effective!

Easy to use, plenty of credit options, safe and effective - would recommend! Reviewed on: 11th June 2026

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