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PayPal: PayPal Credit reviews

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4.91
Based on 89,787 reviews, last reviewed 29th Apr 2026
1799250% increase in 5 star reviews
in the past 90 days
10200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

My family has now used PayPal for now 2 Generations. Amazing service, my family has used PayPal for now 2 generations. Brilliant service when needed, a rarity amongst companies these days… however they n... Read more Reviewed on: 29th April 2026
Leo s's avatar
Leo s

Latest lowest rating:

1

Very pleased with the service. Very pleased with the service. Very helpful in some situations. Reviewed on: 29th April 2026
Viktors S's avatar
Viktors S
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (89787)

Good experience.

5
Good experience.easy payment and withdrawal Reviewed on: 23rd April 2026
Jaspal S's avatar
Jaspal S

I’ve had an exceptionally positive experience using...

5
I’ve had an exceptionally positive experience using Pay in 3. It’s a genuinely convenient and well-designed feature that allows me to spread payments without putting pressure on my budget. The process is simple and straightforward: quick to set up, clear to understand, and easy to manage. What I value most is the flexibility it provides. I can plan my expenses more calmly and confidently, without the stress of paying a large amount all at once. It gives me a real sense of control over my finances and adds a layer of stability to everyday spending. For me, it’s not just a payment option — it’s a practical tool that truly makes managing money easier. Reviewed on: 23rd April 2026
Helena 's avatar
Helena

Any time I have needed help from their customer supp...

5
Any time I have needed help from their customer support they have always been very helpful. Reviewed on: 23rd April 2026
Sean M's avatar
Sean M

Love Paypal

5
using it for years and always happy, never had any issue and crdit is used properly is a plus Reviewed on: 23rd April 2026
Mark's avatar
Mark

Paypal is convenient, easy to use and manageable.

5
Paypal is convenient, easy to use and manageable. Customer service is always excellent, especially if there are any issues with vendors. Reviewed on: 23rd April 2026
Philippa K's avatar
Philippa K

PayPal pay poor

2
The interest fees are ridiculously high, also when I overpaid there was no way of retracting payment. Customer service is also poor I feel like my queries go unanswered. Reviewed on: 23rd April 2026
Brea's avatar
Brea

It’s easy and safe to use.

5
It’s easy and safe to use. Highly recommended Reviewed on: 23rd April 2026
Anna S's avatar
Anna S

5 stars!

5
PayPal has helped manage my payment and flexibility- always there when I need it! Reviewed on: 23rd April 2026
TeeDoubleU's avatar
TeeDoubleU

Lower the interest on PayPal Credit.

5
Lower the interest on PayPal Credit. Reviewed on: 23rd April 2026
Andrew C's avatar
Andrew C

Very easy fill the form and quickly answer

5
Very easy fill the form and quickly answer Reviewed on: 23rd April 2026
Ewa's avatar
Ewa

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