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PayPal: PayPal Credit reviews

4.73
Based on 142,839 reviews, last reviewed 19th Jun 2026
4230550% increase in 5 star reviews
in the past 90 days
12100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy and secured, i can buy with confidence that my... Easy and secured, i can buy with confidence that my financial data is not leaked. Reviewed on: 19th June 2026
Sasha 's avatar
Sasha

Latest lowest rating:

1

Nah I’m good allow it Nah I’m good allow me Lilly what you Reviewed on: 18th June 2026
Rayyan p's avatar
Rayyan p

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (142839)

Excellent Service

5
I have been using PayPal for many years now. It helps me to keep a good credit rating. If I ever have a problem, the customer service is excellent. Reviewed on: 11th June 2026

fantastic experience

5
fantastic experience every time I have used PayPal. I have never had any problems paying and receiving my goods. Reviewed on: 11th June 2026

Easy, accessible and affordable.

5
Easy, accessible and affordable. Use online and out and about Reviewed on: 11th June 2026

Good Service, but could you?

5
I haven't had any contact with Customer Service but the service as a whole has worked well for me and the communication with regards to credit limits etc has been provided in a timely manner. It's not a limitation but something that I have considered, would/could Paypal be able to communicate advice around minimum payments and current interest on a persons account, so look to provide guidance of increasing if the minimum payment is only covering interest added? Reviewed on: 11th June 2026

PayPal credit is So handy

5
PayPal credit is So handy at times especially using ' pay in 3' at no interest or pay 0% for 4 months. Very good PayPal. Applause.! Reviewed on: 11th June 2026

Very easy and convenient

5
Very easy and convenient, allows me to pay back in small amounts. Reviewed on: 11th June 2026

Would recommend

5
Easy to use simple purchase can be used in multiple shops Reviewed on: 11th June 2026

Great paypal

5
I think PayPal is an extremely good credit provider. What you see is what you get. Reviewed on: 11th June 2026

Fantastic platform, easy to use and fast to process.

5
Fantastic platform, easy to use and fast to process. Reviewed on: 11th June 2026

Very handy credit.

5
Very handy credit. Easy and fast. Reviewed on: 11th June 2026

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