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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 89,699 reviews, last reviewed 29th Apr 2026
1795050% increase in 5 star reviews
in the past 90 days
10200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very easy to use for purchasing goods Very easy to use for purchasing goods Reviewed on: 29th April 2026
Jean Yvonne Worthington's avatar
Jean Yvonne Worthington

Latest lowest rating:

1

Very pleased with the service. Very pleased with the service. Very helpful in some situations. Reviewed on: 29th April 2026
Viktors S's avatar
Viktors S
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (89699)

Great ,easy to use i always prefer paypal payment...

5
Great ,easy to use i always prefer paypal payment ,feel secure Reviewed on: 23rd April 2026
Karolina Z's avatar
Karolina Z

Love the app - very easy to use.

5
Love the app - very easy to use. It’s easy to keep track of payments and also send money to friends or family with no charges. Also very quick to withdraw money into bank. I feel secure using PayPal for payments online. Reviewed on: 23rd April 2026
Clare F's avatar
Clare F

Always helpful & trustworthy if there is a problem i...

5
Always helpful & trustworthy if there is a problem it’s quickly resolved by PayPal Reviewed on: 23rd April 2026
michelle d's avatar
michelle d

Great experience all round!

5
Great Experience all round! Great Experience all round! Great Experience all round! Great Experience all round! Reviewed on: 23rd April 2026
Nicholas W's avatar
Nicholas W

Great way to make payments and earn points

5
Great way to make payments and earn points Reviewed on: 23rd April 2026
Jane R's avatar
Jane R

Lovely, help me budget my money and expenses.

5
Lovely, help me budget my money and expenses. Reviewed on: 23rd April 2026
Charity 's avatar
Charity

Easy-to-Use App

5
Great customer service and an easy-to-use app, with good options for interest-free transactions over 3 or 4 months. Reviewed on: 23rd April 2026
Mohamed M's avatar
Mohamed M

I’ve had a very positive experience with PayPal Credit.

5
I’ve had a very positive experience with PayPal Credit. It has been simple to use, convenient for spreading payments, and easy to manage through the app and website. The service has been reliable whenever I’ve needed it, and the process has always felt clear and straightforward. Overall, it offers good value for money and gives extra flexibility when making purchases. I would happily recommend PayPal to friends and family. Reviewed on: 23rd April 2026
Jwan I's avatar
Jwan I

Super fast and super easy to use.

4
Super fast and super easy to use. Reviewed on: 23rd April 2026
Mr S's avatar
Mr S

Paypal is just the obvious choice!

5
Paypal is just the obvious choice, they make it so simple. Reviewed on: 23rd April 2026
Richard H's avatar
Richard H

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