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PayPal: PayPal Credit reviews

4.73
Based on 143,557 reviews, last reviewed 20th Jun 2026
4262950% increase in 5 star reviews
in the past 90 days
12250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great service from PayPal no complaints Great service from PayPal no complaints Reviewed on: 20th June 2026
Peter C's avatar
Peter C

Latest lowest rating:

1

Didn't get my £40 welcome promotion credit. Got a £40 PayPal promotion discount on my first purchase, But unfortunately had to return the item as it was faulty. So lost my £40 as PayPal won't le... Read more Reviewed on: 20th June 2026
David P's avatar
David P

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (143557)

Excellent

5
Very useful for spreading the cost of more expensive purchases and easy integration with retailers online. Reviewed on: 17th April 2026

Very good

4
Very happy with service, would recommend Reviewed on: 17th April 2026

Excellent experience it’s was my first time to use P...

5
Excellent experience it’s was my first time to use PayPal very satisfied Reviewed on: 17th April 2026

Great for buying things online and pay in 3 is good...

5
Great for buying things online and pay in 3 is good if your on a budget, can be used with a lot of retailers and the PayPal + card is good aswell for using in shops.PayPal is easy to use and manage your finances. Reviewed on: 17th April 2026

PayPal credit

5
Brilliant way to pay something off gradually Reviewed on: 17th April 2026

Easy to set the payment plan !

4
Easy to set the payment plan ! W Reviewed on: 17th April 2026

Easy to use throughout, never had any problems.

5
Easy to use throughout, never had any problems. Reviewed on: 17th April 2026

Convenient product

4
User friendly and practical function to pay for products. Reviewed on: 17th April 2026

Pay pal credit has been my life line for past 12 mon...

5
Pay pal credit has been my life line for past 12 months. Accepted everywhere very good rates of interest. I feel safe and confident using Paypal Reviewed on: 17th April 2026

Easy to use and provides flexible ways to pay.

5
Easy to use and provides flexible ways to pay. Plus + points is an added benefit Reviewed on: 17th April 2026

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