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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (143516 reviews)

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4.73

Based on 143,516 reviews, last reviewed 20th Jun 2026

4261200% increase in 5 star reviews

in the past 90 days

12200% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great easy to use app secure Great easy to use app secure and safe Reviewed on: 20th June 2026

Latest lowest rating:

1

Total frustration I used my password on the app, it refused to let me in. I pressed forgotten password and reset, I had to do this 3 times and I still can't get into my... Read more Reviewed on: 20th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (143516)

A great service.

A great service. Very clear and efficient. Good communications as well so you feel you’re being kept updated on everything that is going on. Their mobile technology is really easy to use and very user friendly. Reviewed on: 17th April 2026

Perfect for my life style credit when I need itnxxxx...

Perfect for my life style credit when I need itnxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxccxcxccccccccccccxxccdddddddffddddddffddffffdddkdkdkjddj eeeeedddrrrrrrerrrrewkeiriwkdfiesiei Reviewed on: 17th April 2026

Loving my PayPal more each day

I use PayPal often and now enjoy PayPal credit for any big items nowing I can pay off over 3 months with no further interest is also great. PayPal also tracks all my deliveries. Reviewed on: 17th April 2026

Easy and trouble free experience

Easy and trouble free experience Reviewed on: 17th April 2026

Good experience easy to use understand.

Good experience easy to use understand. Paypal credit is also good Reviewed on: 17th April 2026

I have been with PayPal for over 15 years, never had...

I have been with PayPal for over 15 years, never had a problem, always been there when I needed it. Reviewed on: 17th April 2026

I like to use PayPal Credit.

I like to use PayPal Credit for items a little high in price that I cannot pay in full. It allows me to spread the cost over a few months. Reviewed on: 17th April 2026

Good credit limit, easy to use and manage, good inte...

Good credit limit, easy to use and manage, good interest free deals on purchases. Consistent. Reviewed on: 17th April 2026

Seamless Credit options

PayPal credit gives seamless options for paying at checkout. I use both the credit option and the pay in 3 options. As a long time customer, the verification process is always quick and easy. I also like that I know what I owe, and when I owe it easily especially Reviewed on: 17th April 2026

Any problems with buyer solve quicker

Any problems with buyer solve quicker Reviewed on: 17th April 2026

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