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PayPal: PayPal Credit reviews

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4.90
Based on 93,283 reviews, last reviewed 3rd May 2026
1960400% increase in 5 star reviews
in the past 90 days
5600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Easy, Reliable and safe. Easy, Reliable and safe. I feel safe using PayPal Reviewed on: 3rd May 2026
Isabelle whitehurst's avatar
Isabelle whitehurst

Latest lowest rating:

2

Customer service has not been as effective as other... Customer service has not been as effective as other services Reviewed on: 3rd May 2026
Joseph C's avatar
Joseph C
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (93283)

I've been using paypal for over 20 years and never h...

5
I've been using paypal for over 20 years and never had an issues with online or instore purchases. Reviewed on: 10th June 2024
Kate c's avatar
Kate c

Takes the edge off.

5
When it comes to buying, paypal makes things easier - whether making things simple with online purchases, or spreading the cost with paypal credit or pay in 3, it helps take the edge off. Reviewed on: 10th June 2024
Colin M's avatar
Colin M

Good service, good option for unexpected purchases.

5
Good service, good option for unexpected purchases. Reviewed on: 10th June 2024
Norris's avatar
Norris

Efficient, effective and easy to use.

5
Efficient, effective and easy to use. Reviewed on: 9th June 2024
Ami W's avatar
Ami W

PayPal credit with 4 months interest free is amazing...

5
PayPal credit with 4 months interest free is amazing and helps you buy the things you need and pay it back in a sensible way and time. PayPal is a very convenient way to pay for things online as it gives security and satisfaction that your money is safe. The security is great and the PayPal app is convenient and reliable. Reviewed on: 9th June 2024
carrie d's avatar
carrie d

I have been using PayPal for over 10 years And use i...

5
I have been using PayPal for over 10 years And use it for 95% of my on line purchases. Also I have 3 adult children and they also use PayPal. One downside is my girlfriend suffers from dyslexia and even though people think it is easy to set up, but it isn't for people with mental health problems. Reviewed on: 9th June 2024
Paul B's avatar
Paul B

Flexibility

5
Easy to apply and It has flexible repayment pattern Reviewed on: 9th June 2024
Deslim's avatar
Deslim

Paypal credit is absolutely amazing

5
Paypal credit is absolutely amazing Reviewed on: 9th June 2024
Lindsay 's avatar
Lindsay

Great service, easy to navigate.

5
Great service, easy to navigate. Simple and effevtive tool for online payment. Reviewed on: 9th June 2024
Laurenbanks's avatar
Laurenbanks

Cred is good with 0% interested enable you yo buy...

5
Cred is good with 0% interested enable you yo buy thing at ease Reviewed on: 9th June 2024
Henry A's avatar
Henry A

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