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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 143,591 reviews, last reviewed 20th Jun 2026
4264400% increase in 5 star reviews
in the past 90 days
12300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal has been a great experience so far! PayPal has been a great experience. Has helped me out of some tight spots. Although maybe it was a little too easy to set up and get the account appro... Read more Reviewed on: 20th June 2026
Simon M's avatar
Simon M

Latest lowest rating:

1

Very good i receive reminders when payment due Very good i receive reminders when payment due Reviewed on: 20th June 2026
Shakeela I's avatar
Shakeela I
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (143591)

Paypal credit is a good way to manage monthly cashflow

4
Paypal credit is a good way to manage month to month cashflow and liquidity in your current account but I find because its so simple to use it is easy to not quite keep a track on how many small credit items you have running which can add up. Its definitely not set and forget. Also its not clear on how to make a one-off payment clear a specific credit amount which is frustrating. For example I have 3 transactions for Apple produces at the moment. A feature to allow a user to click through from a credit transaction and clear that one would be helpful. Despite that its a great help month by month Reviewed on: 17th April 2026
PaulZ's avatar
PaulZ

Paypal is excellent and provides peace of mind with...

5
Paypal is excellent and provides peace of mind with purchases you make. Reviewed on: 17th April 2026
tom Clark's avatar
tom Clark

Helpful system - easy to use

5
Helpful system for managing payments and spreading the cost. I like the points system as well, and cashback options! Reviewed on: 17th April 2026
Alex's avatar
Alex

Always been good to me with service and customer sup...

5
Always been good to me with service and customer support Reviewed on: 17th April 2026
Lloyd H's avatar
Lloyd H

Brilliant

5
Very helpful and friendly service Reviewed on: 17th April 2026
S Z's avatar
S Z

Always helps resolve a problem, quick at answering q...

5
Always helps resolve a problem, quick at answering questions, excellent customer service Reviewed on: 17th April 2026
Linda c's avatar
Linda c

Excellent so far so good, womderful service delivery

4
Excellent so far so good, womderful service delivery Reviewed on: 17th April 2026
tope ola's avatar
tope ola

PayPal is so fast reliable and easy to use

5
PayPal is so fast reliable and easy to use Reviewed on: 17th April 2026
Sarah T's avatar
Sarah T

I have always found the app easy to use.

5
I have always found the app easy to use. Instant decision and it allows you to pay early and monitor your transactions and spending Reviewed on: 17th April 2026
Kenesha F's avatar
Kenesha F

PayPal is very convenient when using online purchase...

5
PayPal is very convenient when using online purchase and if something goes wrong they are quick to intervene so I shop with ease using PayPal. Reviewed on: 17th April 2026
Bennett C's avatar
Bennett C

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