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PayPal: PayPal Credit reviews

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4.90
Based on 93,417 reviews, last reviewed 3rd May 2026
1966550% increase in 5 star reviews
in the past 90 days
5600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Easy to use, easy to purchase online shopping and go... Easy to use, easy to purchase online shopping and goods. Ease of checking account via the app or website. No hassle with payments coming from bank acc... Read more Reviewed on: 3rd May 2026
Andi O's avatar
Andi O

Latest lowest rating:

2

could have spent the whole day looking at options trying to get help was impossible Reviewed on: 3rd May 2026
Brian Mccormick's avatar
Brian Mccormick
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (93417)

It's been a life saver at times with 3 instalments a...

5
It's been a life saver at times with 3 instalments and also paypal credit. Rates are good too. Reviewed on: 10th June 2024
daren love's avatar
daren love

Never any issues.

5
Never any issues. Always fast and convenient Reviewed on: 10th June 2024
Amy A's avatar
Amy A

Very straightforward Been a lifeline for myself

5
Very straightforward Been a lifeline for myself Reviewed on: 10th June 2024
Marie D's avatar
Marie D

Easy and safe

5
Easy and safe way to make payment,if a company doesn’t accept PayPal I give them a wide berth,too many dodgy companies out there so if I can use PayPal I think they must be legit Reviewed on: 10th June 2024
Poggo's avatar
Poggo

I use PayPal for 95% of my purchases.

5
I use PayPal for 95% of my purchases. It is quick and easy to use and the security aspect gives me great peace of mind. Whenever I need my money, withdrawals to my bank account are usually processed within minutes, and the same applies with refunds. PayPal have also settled any payment disputes I've had with companies, quickly and efficiently. Reviewed on: 10th June 2024
FC's avatar
FC

Great way to pay for those extra purchases.

5
Great way to pay for those extra purchases. Very clear & easy to understand app. Great!!! Reviewed on: 10th June 2024
Jason C's avatar
Jason C

Use it a lot, it’s flexible and easy to use

5
Use it a lot, it’s flexible and easy to use Reviewed on: 10th June 2024
James D's avatar
James D

Loving Pay pal credit

5
Easy to access, simple to understand and notifications are always early enough to get your finances sorted Reviewed on: 10th June 2024
Sharon 's avatar
Sharon

Used PayPal credit for ages.

5
Used PayPal credit and pay in three for ages now and never a problem. Reviewed on: 10th June 2024
Jonathan L's avatar
Jonathan L

PayPal support

5
Interest free credit for 4 months gives me the freedom to buy what I want without the burden of interest. Pay in 3 helps me pay more expensive items in installments interest free. Customer service have always been fantastic to deal with. Reviewed on: 10th June 2024
Mohamed Shokry's avatar
Mohamed Shokry

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