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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (91747 reviews)

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4.91

Based on 91,747 reviews, last reviewed 1st May 2026

1889950% increase in 5 star reviews

in the past 90 days

10700% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Very reliable and low interest credit charge Very reliable and low interest credit charge Reviewed on: 1st May 2026

Latest lowest rating:

1

I don't know how to connect to anyone or even pay my... I don't know how to connect to anyone or even pay my bill Reviewed on: 1st May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (91747)

Easy to use and flexible.

Easy to use and flexible. All app managed so can view 24/7. Used everywhere. Reviewed on: 8th June 2024

I am always happy and feeling secure to use paypal s...

I am always happy and feeling secure to use paypal service. Reviewed on: 8th June 2024

So easy to get set up and use.

So easy to get set up and use. Having PayPal credit has helped me so much Reviewed on: 8th June 2024

PayPal credit

PayPal is available in online checkouts everywhere. I often use 4 months 0% interest. Easy to use balance can be checked online and luckily I never had to use their customer service. Reviewed on: 8th June 2024

Easy to use amount available misleading

Easy to use however the avail amount is not always correct so this can be frustrating for example it showed amount available and then I only used a small amount for a purchase and then it shows I have nothing left and then two days later shows I have funds available again . Reviewed on: 8th June 2024

convenient and useful

Very convenient and useful for me when needed Reviewed on: 8th June 2024

Helping me get my refund!

I ordered some clothing items online and paid using PayPal. When the items arrived, I found them to be of very low quality unlike what was portrayed online. When I tried to return them, I found that the company was in China instead of the UK name online. I tried getting my refund from the company and they were not budging and I went through PayPay. PayPal investigated the purchase; I was asked for evidence of substandard quality which I provided. It took some back and forth and time, but PayPal got my money back. I Reviewed on: 8th June 2024

Beat the banks

Never pester you and easy to deal with Reviewed on: 8th June 2024

Quick and convenient

I have my preference set to PayPal credit because then I don't have to remember my cards security codes and then I can just transfer the money from my bank acc when the statement comes and pay it off. Alot of retailers accept paypal and it's quick and convenient Reviewed on: 8th June 2024

Very easy to use

Very easy to use,highly recommend Reviewed on: 8th June 2024

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