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PayPal: PayPal Credit reviews

4.73
Based on 143,614 reviews, last reviewed 21st Jun 2026
4265450% increase in 5 star reviews
in the past 90 days
12300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Enables Enables simple cheap way to pay Enables Enables simple cheap way to pay Reviewed on: 21st June 2026
Terry g's avatar
Terry g

Latest lowest rating:

1

Very good i receive reminders when payment due Very good i receive reminders when payment due Reviewed on: 20th June 2026
Shakeela I's avatar
Shakeela I

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (143614)

A great way to budget for your spending needs

5
It’s a great way to budget for your spending needs. Allows me to keep precise control over my finances. Reviewed on: 17th April 2026

Best way to handle money is PayPal.

5
Best way to handle money is PayPal. Reviewed on: 17th April 2026

I have used for many years and happy with the...

5
I have used for many years and happy with the service Reviewed on: 17th April 2026

Always responding in any issue.

5
Always responding in any issue. Excellent customer service Reviewed on: 17th April 2026

Good experience with multiple sellers.

5
Good experience with multiple sellers. Communication was prompt when needed for any issues and delivery was fast, with items as described. When items were not as described or not legitimate, communication experience was very good and the issues were resolved quickly Reviewed on: 17th April 2026

Find PayPal useful for those items that just need a...

5
Find PayPal useful for those items that just need a little more time to pay off Reviewed on: 17th April 2026

I find PayPal the most reliable acceptable and user...

5
I find PayPal the most reliable acceptable and user friendly way to pay Reviewed on: 17th April 2026

I love the ease of paypal excellent

5
I love the ease of paypal excellent Reviewed on: 17th April 2026

I trust paypal so do all my shopping online through...

5
I trust paypal so do all my shopping online through them. They will sort problems out if any occur and get a refund back for you. It's easy to track your spending and it even tells you about delivery progress which I find useful Reviewed on: 17th April 2026

It was very clear and easy to set up a...did

5
It was very clear and easy to set up a dd Reviewed on: 17th April 2026

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Help others make smarter decisions by sharing your own experience. Write a review