Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (143601 reviews)

View other PayPal products

4.73

Based on 143,601 reviews, last reviewed 21st Jun 2026

4264900% increase in 5 star reviews

in the past 90 days

12300% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very accurate and fast, great service, very reliable... Very accurate and fast, great service, very reliable and secure fully recommend to all users that would like to be secure and fast with online payment... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Very good i receive reminders when payment due Very good i receive reminders when payment due Reviewed on: 20th June 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (143601)

Always responding in any issue.

Always responding in any issue. Excellent customer service Reviewed on: 17th April 2026

Good experience with multiple sellers.

Good experience with multiple sellers. Communication was prompt when needed for any issues and delivery was fast, with items as described. When items were not as described or not legitimate, communication experience was very good and the issues were resolved quickly Reviewed on: 17th April 2026

Find PayPal useful for those items that just need a...

Find PayPal useful for those items that just need a little more time to pay off Reviewed on: 17th April 2026

I find PayPal the most reliable acceptable and user...

I find PayPal the most reliable acceptable and user friendly way to pay Reviewed on: 17th April 2026

I love the ease of paypal excellent

I love the ease of paypal excellent Reviewed on: 17th April 2026

I trust paypal so do all my shopping online through...

I trust paypal so do all my shopping online through them. They will sort problems out if any occur and get a refund back for you. It's easy to track your spending and it even tells you about delivery progress which I find useful Reviewed on: 17th April 2026

It was very clear and easy to set up a...did

It was very clear and easy to set up a dd Reviewed on: 17th April 2026

Great company service and products

Pay pal are a great company with pay in three and credit options. I use them as I know if anything also goe wrong there customer service help straight away Reviewed on: 17th April 2026

I never have a problem with paypal

I never have a problem with paypal Reviewed on: 17th April 2026

Always had great experiences with PayPal.

Always had great experiences with PayPal. Easy to use, never had any issues and customer service is very good as well. Reviewed on: 17th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Very Account
from Shop Direct 3.38 from 27 reviews
Better Off Calculator
from Policy in Practice 4.64 from 496 reviews
Retail Finance
from Novuna Personal Finance 4.74 from 173 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 74538 reviews
Payments
from PayPal 4.71 from 3756 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub