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PayPal: PayPal Credit reviews

4.73
Based on 146,027 reviews, last reviewed 29th Jun 2026
4374900% increase in 5 star reviews
in the past 90 days
12550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great for new home Been a great way yo be able to get what I needed for my new house and be able to split the payment, meaning all items could be bought at once making m... Read more Reviewed on: 29th June 2026
Ms N's avatar
Ms N

Latest lowest rating:

2

I am requesting a full investigation into my PayPal... I am requesting a full investigation into my PayPal Credit account because I believe there may be an error in the way my account has been calculated. ... Read more Reviewed on: 29th June 2026
Arunan Sriskantharajah's avatar
Arunan Sriskantharajah

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (146128)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

5
Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Easy to use and great customer service when I’ve had...

4
Easy to use and great customer service when I’ve had to contact them Reviewed on: 27th June 2026

i happy as a customer of Paypal .

4
i happy as a customer of Paypal ....... Reviewed on: 27th June 2026

No complaints!

5
everything is easy to understand and use when signing up. never had an issue since then. communication is great, they’re thorough when updating you with new terms or increasing your limit. absolutely no issues for me, very happy! Reviewed on: 27th June 2026

Very impressed!

5
Very impressed! Really would recommend Reviewed on: 27th June 2026

Easy to use and can withdraw funds instantly

5
Easy to use and can withdraw funds instantly Reviewed on: 27th June 2026

We trust PayPal more than any other payment provider...

5
We trust PayPal more than any other payment provider we might use if ever we needed to call customer service they have been fantastic always listen and guide I would highly recommend PayPal to everyone the ease the safety the security Reviewed on: 27th June 2026

I have always used Paypal credit it's always been ve...

5
I have always used Paypal credit it's always been very good and my first method of choice Reviewed on: 27th June 2026

Excellent service.

5
Excellent service. Never had any issues Reviewed on: 27th June 2026

Very helpful and worth.

5
Very helpful and worth. Good amount of credit Reviewed on: 27th June 2026

PayPal credit is a great alternative option

5
PayPal credit is always there as an option when needing to spread payments or give yourself a little bit extra time. Reviewed on: 27th June 2026

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