Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (105437 reviews)

View other PayPal products

4.90

Based on 105,438 reviews, last reviewed 12th May 2026

2519450% increase in 5 star reviews

in the past 90 days

7400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

I like the flexibility Paypal plans give me. I like the flexibility Paypal plans give me. I can choose to pay in full, pay in instalments or defer payment. It means I can schedule payments to w... Read more Reviewed on: 12th May 2026

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (105438)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Used paypal forever.

Used paypal forever. Secure and easy to use. I feel better when I use it as it gives me an extra layer of protection. Love the credit, pay in 3 option and the new debit card. Reviewed on: 12th May 2026

Excellent interst free options

The interest free options offered by PayPal credit allows me to plan my finances and makes those unexpected purchases like needing a new household appliance stress free. Reviewed on: 12th May 2026

Great payment alternative

I use paypal all the time as it is a safe way to pay Reviewed on: 12th May 2026

Iterest free

Easy to use, I like the interest free option when paid in full within the time limit. Reviewed on: 12th May 2026

PayPal Credit

Really easy to jeep up to date via the user friendly app. Everything is clear, easy to manage and PayPal credit offers good competitive rates. Reviewed on: 12th May 2026

Always us credit at PayPal as it helps me budget par...

Always us credit at PayPal as it helps me budget particularly like the 0% interest feature Reviewed on: 12th May 2026

Yet to have a bad experience

yet to have a bad experience whenever i have had an issue it has been worked out right away Reviewed on: 12th May 2026

PayPal has always been great and so much easier to u...

PayPal has always been great and so much easier to use especially for UK to US payments Reviewed on: 12th May 2026

The paypal pay in 3 payments are very helpful

The paypal pay in 3 payments are very helpful Reviewed on: 12th May 2026

Easy to use, quick and makes you feel protected.

Easy to use, quick and makes you feel protected. Reviewed on: 12th May 2026

Alternative products

Retail Finance
from Omni Capital Retail Finance 3.80 from 4 reviews
Loan
from Snap Finance 4.90 from 369 reviews
Retail Finance
from V12 Retail Finance 4.68 from 25 reviews

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub