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PayPal: PayPal Credit reviews

4.73
Based on 181,083 reviews, last reviewed 30th Jul 2026
114% increase in 5 star reviews
in the past 90 days
168% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy all the way. Easy all the way. 100% service. Thanks Reviewed on: 30th July 2026
Steven Nash's avatar
Steven Nash

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181084)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Top free credit site.

5
Top free credit site.easy to use site easy to understand. Would recommend to everyone. 5* Reviewed on: 14th July 2026

PayPal yes we will

5
Be or not to be. We will make sure that you can bla bla bla any time 24/7/365 Reviewed on: 14th July 2026

Great *****

5
Great service there when you need it most Reviewed on: 14th July 2026

Am satisfied with PayPal for rendering help when nee...

5
Am satisfied with PayPal for rendering help when needed. I think is worth crediting and recommending. Reviewed on: 14th July 2026

Easy no interest payments taken straight from my ban...

5
Easy no interest payments taken straight from my bank account so I can’t forget to pay plus a message advising well before so I know the money will be leaving my account. Easy and brilliant. Reviewed on: 14th July 2026

Very easy to use.

5
Very easy. All online of course and from a name I already trusted from the payment app. No complaints at all. Reviewed on: 14th July 2026

PayPal is my go to it’s safe and I would recommend i...

5
PayPal is my go to it’s safe and I would recommend it highly Reviewed on: 14th July 2026

PayPal, Secure, quick, and easy

5
PayPal is very secure, it's quick, and it's easy PayPal credit was easy to set up and very good value, Reviewed on: 14th July 2026

PayPal credit is brilliant for budgeting

5
I allows me to budget my money well and not have to withdraw my savings to pay for larger transactions. There is no feeling that they are trying to make money from you as they notify you of the next payment date in good time and even allow the setting up of a direct debit. Reviewed on: 14th July 2026

Excellent service and easy to use

5
I’ve had a very positive experience with PayPal Credit. The application process was straightforward, payments are easy to manage, and the app and website are simple to use. Customer service has been helpful whenever I’ve needed assistance, and everything has worked smoothly. I would definitely recommend PayPal Credit to anyone looking for a convenient and reliable way to manage purchases. Reviewed on: 14th July 2026

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