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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 142,919 reviews, last reviewed 19th Jun 2026
4234050% increase in 5 star reviews
in the past 90 days
12100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great due to the 4 months over 100 spend. Great due to the 4 months over 100 spend. Reviewed on: 19th June 2026
Dale blackmore 's avatar
Dale blackmore

Latest lowest rating:

1

Nah I’m good allow it Nah I’m good allow me Lilly what you Reviewed on: 18th June 2026
Rayyan p's avatar
Rayyan p
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (142919)

Customer support needs to be improved in terms of re...

5
Customer support needs to be improved in terms of replying Reviewed on: 16th April 2026
Sai Lokesh Paleti's avatar
Sai Lokesh Paleti

The best

5
I love paypal and everything it offers you Reviewed on: 16th April 2026
Alexandra P's avatar
Alexandra P

PayPal have always been throughly helpful and you ca...

5
PayPal have always been throughly helpful and you can trust them to have your back when there have been issues with sellers. Reviewed on: 16th April 2026
Anna 's avatar
Anna

Easy, quick, secure service every time.

5
Easy, quick, secure service every time. Online portal and payments easy to navigate. Reviewed on: 16th April 2026
Em A's avatar
Em A

I am struggling with my finances and PayPal is the b...

5
I am struggling with my finances and PayPal is the best option for me to continue my life financially. Reviewed on: 16th April 2026
Azaf B's avatar
Azaf B

I have some credite card from Halifax but I preferre...

5
I have some credite card from Halifax but I preferred to use PayPal all the time. PayPal is really good Hassel free, and very safe to buy things from online. I feel safe using PayPal. I would like to thank PayPal for giving us this kind of wonderful and amazing opportunity to buy things online. Reviewed on: 16th April 2026
Temesgen Z's avatar
Temesgen Z

Paypal gave me freedom to shop without worrying

5
I use paypal to purchase all my shopping online, and with the paypal credit card has been useful to purchase venders who don't accept paypal, so it gave me more ways to shop whilst being protected. Reviewed on: 16th April 2026
ReaperzBloodline's avatar
ReaperzBloodline

Easy to use and everywhere

4
Paypal is something that is basically everywhere which means it's very convenient. The interface for managing the credit is generally straightforward and easy to understand. It's quite clear what payments are being made. It was also easy to contact customer service and they gave me helpful advice. Reviewed on: 16th April 2026
Robert E's avatar
Robert E

PayPal Credit is a convenient and flexible way to ma...

5
PayPal Credit is a convenient and flexible way to manage purchases, especially for online shopping. The application process is quick, and once approved, it’s easy to use across a wide range of retailers that accept PayPal. One of its biggest advantages is the option for interest-free periods on certain purchases, which can be really helpful for spreading the cost. The interface is straightforward, making it simple to track spending and payments. Overall, it’s a reliable option for short-term financing when used responsibly. Reviewed on: 16th April 2026
Jade Hopson's avatar
Jade Hopson

Easy, quick application.

5
Easy, quick application. Love the 4 months interest free on purchases over £100. Thankyou Reviewed on: 16th April 2026
Kerry Furbank's avatar
Kerry Furbank

Review PayPal: PayPal Credit now

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