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PayPal: PayPal Credit reviews

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4.90
Based on 72,134 reviews, last reviewed 16th Apr 2026
1966100% increase in 5 star reviews
in the past 90 days
5400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always great experience with paypal Always great experience with paypal Reviewed on: 16th April 2026
Iftikhar Ahmed's avatar
Iftikhar Ahmed

Latest lowest rating:

2

I wouldn't recommend credit to anyone who doesn't ne... I wouldn't recommend credit to anyone who doesn't need it. Credit and credit scores are a scam. Reviewed on: 16th April 2026
Saffron B's avatar
Saffron B
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (72134)

Flexible and easy

5
Good deals with no date limitations of when offers ends. Easy to spread payment or limited time interest free payment. Reviewed on: 8th July 2022
Breenz0r's avatar
Breenz0r

Excellent

5
It helped me at a time when I needed it the most. I think it’s perfect for people who want to buy quality products and don’t have the money Reviewed on: 8th July 2022
marriejn@icloud.com's avatar
[email protected]

I am very happy

4
The best credit . All clear to check Reviewed on: 8th July 2022
Mariusz 's avatar
Mariusz

Cheap way to spread the costs.

5
Love how PayPal Credit gives me short interest free options or a longer way to buy goods which I know is pre approved. Great customer service who respond quickly to messages and easy to follow statements showing when payments due on each item. Reviewed on: 8th July 2022
Angus McEwan's avatar
Angus McEwan

No fuss payments

5
PayPal credit is there in case of emergencies. Give you peace of mind Reviewed on: 8th July 2022
Linda Turner's avatar
Linda Turner

Always available to rescue

5
My backbone credit provider when there's nowhere else to go. Simple to get, use and repay. No complications. Good customer service Reviewed on: 8th July 2022
Dr Desmond Areghan's avatar
Dr Desmond Areghan

Great and easy

5
Easy to use system, available with many retailers and makes online shopping a dream. Reviewed on: 8th July 2022
Everingtone's avatar
Everingtone

Quick and easy to use

5
It was a quick setup. Got approved after a couple of questions and a quick check. It is easy to use and understand. I really like the 0% interest payment options, and the longer payment plans as well. Your credit limit can be increased if you always pay on time, and it is done automatically. Reviewed on: 8th July 2022
Anonymous's avatar
Anonymous

The best

5
I love luxury items now I can afford i and spread the cost Reviewed on: 8th July 2022
Tam's avatar
Tam

Swift

5
Easy to use and the payment are secure. Reviewed on: 8th July 2022
David Adorjani's avatar
David Adorjani

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