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PayPal: PayPal Credit reviews

4.90
Based on 72,350 reviews, last reviewed 16th Apr 2026
1986200% increase in 5 star reviews
in the past 90 days
5600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A great service. Very good experience, never have any issues with any services. Mainly used for short term credit options. A strong reliable service for all our needs Reviewed on: 16th April 2026
Ashley W's avatar
Ashley W

Latest lowest rating:

1

Always very helpful if you have a problem ,and know... Always very helpful if you have a problem ,and know you can rely on them to help sort out if you have a problem with your product or not received your... Read more Reviewed on: 16th April 2026
Wendy Allen Downs 's avatar
Wendy Allen Downs

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (72350)

Brilliant

4
With PayPal company all transactions are successful completion. Reviewed on: 8th July 2022

Execellent

5
Help with big shops as different payment offers incl pay in 3/4 with 0% interest Reviewed on: 8th July 2022

0% on purchases over £99 fantastic

4
Really simple and easy going - with almost all companies allowing you to pay via PayPal - their 0% interest on purchases over £99 is of great benefit to me Reviewed on: 8th July 2022

Very convenient

5
Great experience with affordable rate with good service Reviewed on: 8th July 2022

PayPal credit can't be beaten

5
PayPal Credit is most convenient credit provider nowadays. While majority of shops already got online shopping, there is no easier and safer way to manage your credit. It saved me so many times. And trust grows gradually with everyday use. Reviewed on: 8th July 2022

Outstanding

5
Great service, convenient, happy customer. Reviewed on: 8th July 2022

It helps me a lot ,,it give you interest free period which very important for me.

5
If I want to go abroad I don't need to worry to pay cash ,,just use my paypal credit and no interest for 4 months ,,as I hate paying interest . Reviewed on: 8th July 2022

Love their effectiveness

5
I have used this service for a long time and O have never been disappointed, Wonderful service. Reviewed on: 8th July 2022

Amazing

5
Pay pal is very help ful for people who can't buy stuff with full amount but with PayPal every body can buy every thing. Reviewed on: 8th July 2022

reliable, safe, fast, easy to handle, if there are problems they will always help

5
always and everywhere I try to pay on the Internet only through paypal credit, because it is reliable and always solve problems with the seller. I recommend it to everyone Reviewed on: 8th July 2022

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