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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 142,994 reviews, last reviewed 19th Jun 2026
4237300% increase in 5 star reviews
in the past 90 days
12150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

All good so far thank you, haven’t had any issues All good so far thank you, haven’t had any issues Reviewed on: 19th June 2026
Philip M's avatar
Philip M

Latest lowest rating:

1

You're better off getting a Money transfer elsewhere! PayPal takes way too long to update accurately the payments made to PayPal credit. This is ridiculous. will not use PayPal Credit again, better off ge... Read more Reviewed on: 19th June 2026
PayPal Sucks's avatar
PayPal Sucks
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (142994)

I’ve never had an issue, I feel the safest using Pay...

5
I’ve never had an issue, I feel the safest using PayPal for all my transactions Reviewed on: 16th April 2026
Inti Z's avatar
Inti Z

great service

5
very polite and helpful helps in any refunds and talks you through any complaints and resolves any isuses Reviewed on: 16th April 2026
tina h's avatar
tina h

Nightmare when u want to pay something off an indivi...

3
Nightmare when u want to pay something off an individual purchase Reviewed on: 16th April 2026
Lorraine F's avatar
Lorraine F

Advise anyone to use..

5
I have never had a problem with PayPal. Very user friendly as well. Reviewed on: 16th April 2026
Callum B's avatar
Callum B

Always very helpful if I have any questions

5
Always very helpful if I have any questions Reviewed on: 16th April 2026
ian.jennings@hotmail.co.uk's avatar
[email protected]

The service they provide just makes sense...

5
The service they provide in allowing customers to send and receive money, t o pay for goods and services with several different options, makes controlling finances much more convenient and less stressful. Reviewed on: 16th April 2026
Stephen Woods's avatar
Stephen Woods

PayPal is so easy to use and gives great service...

5
PayPal is so easy to use and gives great service Reviewed on: 16th April 2026
Jane H's avatar
Jane H

I feel rest assured whenever I use PayPal for any pa...

5
I feel rest assured whenever I use PayPal for any payment. Reviewed on: 16th April 2026
Chinwe E's avatar
Chinwe E

I use PayPal to purchase things and when in emergenc...

4
I use PayPal to purchase things and when in emergencies PayPal credit come very handy and helpful. Reviewed on: 16th April 2026
Jeneba D's avatar
Jeneba D

Great Value, Room to Improve on Support

5
PayPal Credit offers genuinely excellent value for money. The interest-free periods are competitive, the integration with PayPal's wider platform is seamless, and it's hard to beat the convenience of having a credit facility built right into a payment method you're already using day-to-day. For straightforward purchases, it works brilliantly. Where PayPal Credit falls short, however, is in customer service — particularly when things go wrong. If you run into a dispute with a reseller or third-party seller, navigating the buyer protection process can be frustrating. Getting timely, helpful responses from the support team is harder than it should be, and resolving issues with resellers often feels like an uphill battle with limited advocacy on the customer's behalf. Overall, PayPal Credit is a solid product at a great price point, and for most users most of the time it delivers. But if you ever need hands-on help sorting out a problem, be prepared for some persistence. With improvements to customer service and stronger buyer support in dispute situations, this could easily be a five-star product. Reviewed on: 16th April 2026
Tom R's avatar
Tom R

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