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PayPal: PayPal Credit reviews

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4.90
Based on 72,559 reviews, last reviewed 16th Apr 2026
2005100% increase in 5 star reviews
in the past 90 days
5700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Using PayPal credit helping me to pay some stuff tha... Using PayPal credit helping me to pay some stuff that am urgently need while my money isn’t enough to pay the good or item. I used a lot 3 times payme... Read more Reviewed on: 16th April 2026
Iros Rosida's avatar
Iros Rosida

Latest lowest rating:

1

Breaching FCA rules to force interest charges ​PayPal is refusing to honor my legal right of appropriation under FCA CONC 6.4.2. I have provided funds and clear instructions to settle a 0% promoti... Read more Reviewed on: 16th April 2026
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TA
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (72559)

Easy to transfer monies

5
My son in law needed to borrow some cash quickly. Without any extra cost to me I was able to lend the extra funds needed Reviewed on: 8th July 2022
Amanda slack's avatar
Amanda slack

Simple and quick

5
Great interest free service which enables the spreading of large costs over time giving greater flexibility Reviewed on: 8th July 2022
Alan Styan's avatar
Alan Styan

That is help to buy and pay later

5
I have very happy because I have paypal credit Reviewed on: 8th July 2022
Amir Adrom 's avatar
Amir Adrom

Credit

5
I love to shop with paypal credit.. Reviewed on: 8th July 2022
omar faruk's avatar
omar faruk

Biya

5
Outstanding and secure payment service provider. And with paypal credit it made everything so easy and interest free Reviewed on: 8th July 2022
Rabia Shabir's avatar
Rabia Shabir

PayPal is the best way for your payment

5
The best way to make my payment online. Reviewed on: 8th July 2022
sagyensam@yahoo.com's avatar
[email protected]

Purchases are even more convenient

5
I usually make purchases through PayPal because of its convenience and their great buyer protection. Getting PayPal credit has made things even more convenient as I am able to spread payments and finance large items. Reviewed on: 8th July 2022
Joshstile's avatar
Joshstile

What can I say!

5
I have always put off applying for PayPal Credit for sometime now until a few months ago. Applying was straight forward and I had my credit limit straight away. Compared to most credit companies PayPal Credit offers a multitude of ways to spread the cost of your purchase, even 0%, so what more can I say. Reviewed on: 8th July 2022
Barrie Cliffe's avatar
Barrie Cliffe

I like it

5
it’s helping me too much. I am really happy to using this Reviewed on: 8th July 2022
wrya allahvaisi's avatar
wrya allahvaisi

PayPal Credit is simple and easy

5
If you need to borrow small amounts of credit with interest free for 4 months it’s great. All from your PayPal app Reviewed on: 8th July 2022
waynerobinson@hotmail.co.uk's avatar
[email protected]

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