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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 143,022 reviews, last reviewed 19th Jun 2026
4238650% increase in 5 star reviews
in the past 90 days
12150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Efficient and quick. Efficient and quick. Easy to use especially in the app Reviewed on: 19th June 2026
Neil h's avatar
Neil h

Latest lowest rating:

1

You're better off getting a Money transfer elsewhere! PayPal takes way too long to update accurately the payments made to PayPal credit. This is ridiculous. will not use PayPal Credit again, better off ge... Read more Reviewed on: 19th June 2026
PayPal Sucks's avatar
PayPal Sucks
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (143022)

I use PayPal long time it's good

5
I use PayPal long time it's good Reviewed on: 16th April 2026
Sofiur R's avatar
Sofiur R

Excellent experience with PayPal every single time

5
Excellent experience with PayPal every single time I've used them. I have used PayPal credit a number of times to finance larger purchases and have never had any issues with it. I find PayPal to be the easiest method to pay with when shopping online and the one I tend to choose if available. Reviewed on: 16th April 2026
Khaleel S's avatar
Khaleel S

Really easy and quick to use.

5
Really easy and quick to use. With the extra security features I feel safe. Reviewed on: 16th April 2026
Jase W's avatar
Jase W

Fast and reliabl.

5
Fast and reliabl.e, supportive to use when out of cash. Value for money, will always recommend to friends and family Reviewed on: 16th April 2026
Adejumoke Ogunsanya's avatar
Adejumoke Ogunsanya

PayPal usage

5
Easier to make payments as the details are already stored and usually no need to repeat them Reviewed on: 16th April 2026
Harmesh T's avatar
Harmesh T

I try to buy everything online with PayPal l feel sa...

5
I try to buy everything online with PayPal l feel safe using this app as l don't have to keep using my bank details worrying if lm gonna be scammed it also let's you pay 3 in 1 payments or even longer with no interest and keeps you updated with delivery of items l highly recommend PayPal Reviewed on: 16th April 2026
Lynn a's avatar
Lynn a

Good Value

5
Whenever I have used Paypal Credit it has alwas been easy to use and the rates are very good. Reviewed on: 16th April 2026
Roy E's avatar
Roy E

Most Excellent Life Partner

5
PayPal has been my go to financial partner for over 5 years. Excellent customer service and easy access to credit. Their support has been extremely valuable for me. Reviewed on: 16th April 2026
Tunde Ekpekurede's avatar
Tunde Ekpekurede

Great service, good customer service will recommend

5
Great service, good customer service will recommend Reviewed on: 16th April 2026
Gabriel v's avatar
Gabriel v

Easy to apply

5
Easy to use and accepted on most places useful credit line Reviewed on: 16th April 2026
SJ's avatar
SJ

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