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PayPal: PayPal Credit reviews

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4.90
Based on 72,728 reviews, last reviewed 16th Apr 2026
2020300% increase in 5 star reviews
in the past 90 days
5700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

10 years happy customer Using PayPal for 10 years now, never failed me Reviewed on: 16th April 2026
Lazar's avatar
Lazar

Latest lowest rating:

1

Breaching FCA rules to force interest charges ​PayPal is refusing to honor my legal right of appropriation under FCA CONC 6.4.2. I have provided funds and clear instructions to settle a 0% promoti... Read more Reviewed on: 16th April 2026
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TA
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (72728)

Secure and reliable!

5
One of the best payment provider. Can sort out all issues easily and very secure! Reviewed on: 8th July 2022
Sherwin's avatar
Sherwin

One of the best and easiest forms of credit available

5
PayPal is readily available on most retailers websites. It was a no brainier to apply for the PayPal credit. No real checks were done, easy to apply, decent amount of credit. What's there not to like about it??? Reviewed on: 8th July 2022
Ask0311's avatar
Ask0311

Love it

5
I have been using this for a couple of years now and it has been great. I tend to use it to split large purchases over a period of time and take advantage of their 0% interest. During these difficult times it has been a life saver. Reviewed on: 8th July 2022
Gill Mull's avatar
Gill Mull

Handy spending until payday

5
Love using this very handy way of paying when you need something but are a bit short on funds. Reviewed on: 8th July 2022
Paul Redmond's avatar
Paul Redmond

Freedom

5
PayPal credit has opened up the world to me!, the credit available to me was a huge lifeline. Reviewed on: 8th July 2022
Kevin Deacon's avatar
Kevin Deacon

Great!

5
Easy to use and lots of options plus easy to manage via the app Reviewed on: 8th July 2022
Sav Christoforou's avatar
Sav Christoforou

Amazing

5
I have the freedom to buy and to pay back when I want it’s allowed me to not stress about ordering something and waiting for money to go back on my card. Thank you for making life easier! Reviewed on: 8th July 2022
As1993's avatar
As1993

Fantastic

5
Use it all the time for big purchases Reviewed on: 8th July 2022
James 's avatar
James

Excellent Choice of Stores to use

5
The vast majority of stores I use online accept PayPal and being to use PayPal credit is excellent for larger purchases and it’s quick and easy Reviewed on: 8th July 2022
hillyb123's avatar
hillyb123

Quick and Low Cost Finance

5
My most recent purchase using Paypal Credit was on Ebay for a Royal Doulton James Bond Skyfall Bulldog. The instalment plan for the payment was immediately accessible and my payment was made immediately to my seller. This was really 007 Service!! Reviewed on: 8th July 2022
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leo simpson

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