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PayPal: PayPal Credit reviews

4.90
Based on 72,841 reviews, last reviewed 17th Apr 2026
2030800% increase in 5 star reviews
in the past 90 days
5700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I feel PayPal is a well established and trusted comp... I feel PayPal is a well established and trusted company. I’ve had many positive customer service interactions with the company. They really listen and... Read more Reviewed on: 17th April 2026
Gemma C's avatar
Gemma C

Latest lowest rating:

1

Breaching FCA rules to force interest charges ​PayPal is refusing to honor my legal right of appropriation under FCA CONC 6.4.2. I have provided funds and clear instructions to settle a 0% promoti... Read more Reviewed on: 16th April 2026
TA's avatar
TA

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (72841)

Amazing product

5
PayPal is amazing very easy to use Reviewed on: 8th July 2022

Paypay credit has been amazing and helpful in getting things I needed on time

5
I've been able to buy stuff I needed with PayPal credit and I also get notification to make payment. Reviewed on: 8th July 2022

Best credit

5
Wouldn't use any other credit then paypal. So easy to use Reviewed on: 8th July 2022

Cannot fault them,

5
A lot better than the high street banks. Any problems they do there best to fix it. Reviewed on: 8th July 2022

Fantastic Service

5
PayPal credit was a great support for me at a time when l needed to make a purchase online with little trust of the sellers. Great and timely facility for me. Reviewed on: 8th July 2022

Paypal never let anyone down

5
The offers and the cs is my go to, they never let me down and always come up with new offers and deals Reviewed on: 8th July 2022

Excellent company always to hand

5
Didn't have the greatest credit score but PayPal accepted me and I have improved my score greatly Reviewed on: 8th July 2022

Wonderful service

5
Always given great service great products Reviewed on: 8th July 2022

Good reliable service

5
Excellent and efficient service Reviewed on: 8th July 2022

Fantastic provider

5
They are brilliant as can use PayPal credit for so many things and online shops. It’s a life savour. Reviewed on: 8th July 2022

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